Do you have Bad Credit?
Do you need a new bank account?

Suits Me offers something better.

An account with no minimum deposits, no credit checks and premium rewards as standard.

Open your account in just 3 minutes.

Open your account today
Suits Me current accounts
Suits Me current accounts

Suits Me offers something better.

An account with no minimum deposits, no credit checks and premium rewards as standard.

Open your account in just 3 minutes.

Open your account today

We know how important your credit score is

A bad credit score can stop you:

  • Renting a property
  • Getting a credit card
  • Getting a mobile phone contract
  • Setting up Direct Debits

If you have a bad credit score you can still apply for an account with Suits Me.

Apply now
bad credit score

We are different to a bank account

We don’t ask for 3 months verified proof of address, we don’t conduct credit checks, we don’t ask for minimum deposits to unlock rewards.

We don’t offer overdrafts and add unauthorised fees, we don’t charge to close your account and we don’t upsell products. We don’t use AI chat boxes as our customer service.

If you have been let down by the banks, it is time to try something different.

Apply now
different to a bank account

Suits Me are an alternative to a bank

We make it really easy to apply and reward our customers as standard. Our accounts are designed to suit you. It’s all in the name. Easy to apply, easy to use and so many extras at no additional monthly cost. Our accounts help to budget and manage your money. Our customers have improved their credit ratings with their Suits Me account*.

*Suits Me accounts do not offer credit or debt and can help with budgeting and money management. This can in turn improve credit ratings.

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Suits Me are an alternative to a bank

Over 90% of applications are accepted

We welcome customers with bad credit, this includes but isn’t limited to:

  • Bankrupts
  • CCJ
  • IVAs
  • Debt Management
  • Debt Relief Orders
  • CIFAS Markers (Victim of Impersonation)
  • PEP
Apply now
Suits Me inclusive accounts

No photo ID or 3 months proof of address?*

We also help those who don’t have the traditional ID that banks require.

We provide banking-like features to everyone who needs them. Whatever your situation, we’ve got you.

*subject to AML regulatory requirements

Apply now
No bank ID available

Instant access to a UK account

Open an account in 3 minutes, with no credit checks or 3 months proof of address. 90% of applicants are accepted.

You will receive your Account Number and Sort Code in minutes and can use these straight away.

Apply now
SM-Badcredit

Payments and transfers

Receive and send money in the UK and abroad easily.

There are lots of ways to add funds to your card and access your money. Have your wages or benefits sent directly to your account, send a Faster Payment or cash top up at any PayPoint store. You can use your card online, in-store and at any ATM machine globally. You can pay Direct Debits and set up standing orders from your account.

Apply now
Easy payments and transfers

Contactless debit card

Choose your Suits Me account type and we will send you a free debit card in first class post. Many of our customers receive this the next day.

Your contactless card allows you to use it anywhere you go. Just search for the contactless symbol.

Contactless symbol

Apply now
Suits Me contactless debit card

Easy to use Mobile App

Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

Apply now
Easy to use Mobile App

Cashback as standard

Save money when you use your Suits Me® card in our partner retail stores or when you shop online. You’ll get cashback back in to your Suits Me® account.

Some of our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.

Apply now
Cashback on purchases

Discounts with top brands

Access our exclusive customer discounts with top brands when you have an account with Suits Me.

We have different partners every week for you to enjoy great money off deals. Our discount partners include Just Eat, Lebara, FastPass, Lotto Social, Fiit and many more.

Apply now
Get discounts with top brands

Choose the right account for You

Suits Me Card Essential

Essential

Pay as you go /month
  • Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a secondary account.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – £1.25

  • ATM withdrawals (UK) – £1.50

    Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value

  • Cash top-up – £2.30 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium

Premium
Best for intermediate use
£4.97 /month
  • Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM withdrawals (UK) – £1.25

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £1.29 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • VIP queue jump for Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM Withdrawals (UK) – 4x FREE

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £0.80 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

We’re inclusive

No one should be financially excluded and everyone should have access to a solution to manage their money.

No credit checks

Guaranteed account if you are 18 or over, live in the UK & pass our security checks.

Open your account instantly

Open your account online today in under 3 minutes.

24/7 access

Instant access to your account wherever, whenever with the Suits Me® App.

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Open your account now

Apply for an account now with no credit checks!