Do you have Bad Credit?
Do you need a new Bank Account?
Suits Me offers something better.
An account with no minimum deposits, no credit checks and premium rewards as standard. Open your account in 3 minutes.
Download our app

We know how important your credit score is
A bad credit score can stop you:
- Renting a property
- Getting a Credit Card
- Getting a mobile phone contract
- Setting up Direct Debits
If you have a bad credit score you can still apply for an account with Suits Me.
Apply now
We are different to a bank account
We don’t ask for 3 months proof of address, we don’t conduct credit checks, we don’t ask for minimum deposits to unlock rewards.
We don’t offer overdrafts and add unauthorized fees, we don’t charge to close your account and we don’t upsell products. We don’t use AI chat boxes as our customer service.
If you have been let down by the banks, it is time to try something different.
Apply now
Suits Me are an alternative to a bank
We make it really easy to apply and reward our customers as standard. Our accounts are designed to suit you. It’s all in the name. Easy to apply, easy to use and so many extra’s at no additional monthly cost. Our customers have improved their credit ratings with a Suits Me account*. Our accounts help to budget and manage your money.
*Suits Me Accounts do not offer credit or debt and can help with budgeting and money management. This can in turn improve credit ratings.
Apply now
Over 90% of applications are accepted
We welcome customers with bad credit, this includes but isn’t limited to:
- Bankrupts
- CCJ
- IVA’s
- Debt Management
- Debt Relief Orders
- CIFAS Markers (Victim of Impersonation)
- PEP

No Photo ID or 3 months proof of address?
We also help those who don’t have the traditional ID that banks require.
We provide banking-like features to everyone who needs them. Whatever your situation we’ve got you.
Apply now
Instant access to a UK account
Open an account in 3 minutes, with no credit checks or 3 months proof of address, 90% of applicants are accepted.
Apply now
Payments and Transfers
Receive and send money in the UK and abroad easily.
There are lots of ways to add funds to your card and access your money. Have your wages or benefits sent directly to your account, send a faster payment or cash top up at Any PayPoint store. You can use your card online, in-store, at any ATM machine globally.
Pay Direct Debits and Standing Orders from your account.

Contactless Debit Card
Choose your Suits Me Account type and we will send you a free debit card in first class post. Many of our customers receive this the next day.
Your contactless card allows you to use it anywhere you go. Just search for the contactless symbol.

Easy to use Mobile App
Save money when you use your Suits Me card in our partner retail stores or when you shop online. You’ll get cashback back in to your Suits Me account.
Some of our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.

Get discounts with top brands
Access our exclusive customer discounts with top brand when you have an account with Suits Me.
We have different partners every week for you to enjoy great money off deals. Some of our discount partners include, Just Eat, Lebara, FastPass, Lotto Social, Fiit and many more.
Apply now
Choose the Right Account for You

Essential
Pay as you go /month
-
Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a secondary account.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – £1.25
-
ATM withdrawals (UK) – £1.50
Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value
-
Cash top-up – £2.30 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions
-
Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a secondary account.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – £1.25
-
ATM withdrawals (UK) – £1.50
Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value
-
Cash top-up – £2.30 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions

Premium
Best for intermediate use
£4.97 /month
-
Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM withdrawals (UK) – £1.25
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £1.29 + 2.6%
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions
-
Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM withdrawals (UK) – £1.25
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £1.29 + 2.6%
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions

Premium Plus
Best for main account
£9.97 /month
-
Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
VIP queue jump for Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM Withdrawals (UK) – 4x FREE
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £0.80 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions
-
Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
VIP queue jump for Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM Withdrawals (UK) – 4x FREE
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £0.80 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions






Open your account now
Apply for an account now with no credit checks!