We don’t believe in hidden charges.

So below we have listed our free and chargeable items to help you to be informed and in control of your costs.

With your account you receive a free online bank account and a VISA debit card, however where and how you use the facilities provided may incur additional charges. Please familiarise yourself with the information provided here so as not to incur any unexpected charges. Remember if you do incur a fee there is always an opportunity to offset this by earning cash back through our rewards scheme, which is a free benefit with your account. See the Rewards section at the top of the page for more information.

Bank credits into your account.

Secure online bank account with 24/7 access to your money.

4 ATM cash withdrawals per month.

3 day money transfers to another UK account.

To Set Up Standing orders.
Suits Me Card is a fee paying e-account. Further details and a full list of fees and Terms and Conditions can be found at https://suitsmecard.com/terms-conditions/.


On Application
Account Creation and Card issue fee £9.97
Additional card fee £9.97
Cashback Rewards Enrolment FREE
Limits £20.00 Minimum initial load
£10,000 Maximum card balance
£250 Maximum ATM withdrawal per day
Cashback in store limited to 3 transactions per day
Usage restrictions Primary cardholders must be 18 years or over,
Additional cardholders 18 years or over
Additional cards share the primary cards funds
Ongoing Features
Online Account FREE secure online account
FREE Envelope saving facility
PIN FREE PIN Activation/Retrieval/Reset online
FREE PIN Activation/Retrieval/Reset by calling Customer Services
FREE PIN Change at a UK ATM
Transaction Fees FREE per purchase in the UK
£1.97 plus 2.35% of the transaction value per purchase in the EEA
£1.97 plus 2.57% of the transaction value per outside the EEA
Cash Withdrawal Fees* 4 per month FREE thereafter £1.12 per UK withdrawal
£2.24 plus 2.35% of the transaction value per withdrawal in the EEA
£2.24 plus 2.57% of the transaction value per withdrawal outside the EEA
FREE Cashback instore up to £50 at participating UK Retailers
FREE Declined/Failed ATM Transaction
Customer Service – Calls 0330 159 0199 Charged at standard geographical rates & will be FREE for mobile inclusive minute packages.
Balance Enquiry FREE online
FREE by Calling Customer Services
£0.20 per SMS message**
£0.24 per ATM balance enquiry
Top-Up Fees & Limits FREE per load by bank transfer (maximum £10,000)
£0.50 plus 2.6% per load via PayPoint (maximum load amount of £249)
Service fees £9.97 Monthly management & membership charge
Replacement card fees £5.00 Lost/stolen/damaged replacement card
Other fees FREE Transaction history, contact us, notify lost & stolen card online
FREE Standing Order Set up and transaction
FREE Email Alerts (optional service via online account)
FREE Paper Statements online
£5.00 Paper statements per 62 day period by Post
£0.20 per SMS message for confirmation of ATM withdrawals and purchases**
£0.75 Suits Me card to card transfer on receiving payment
£25.00 per CHAPS (same day) transfer request from account to a UK account
FREE per future dated BACS transfer request from account – 3 Workings Days
£6.00 per next working day BACS transfer request from account to a UK account
£22.00 Regular International bank transfer from account (5-7 working days)
£28.00 Urgent International bank transfer from account (3-5 working days)
Transaction Revocation £5 Administration fee
Chargeback Administration £20 Administration fee for instigating a chargeback on request of the Cardholder
FREE Card/Account Cancellation When the agreement is cancelled within 14 days and no funds loaded
Cancellation or Redemption £5.00 Administration fee to close account and transfer funds
Expiry Visa Debit Card is valid for 36 months
(Must be used 3 months prior to expiry for automatic re-issue)

Notes to fees and limits:
* some ATM providers may charge an additional fee and should advise you before you confirm the transaction.
** standard operator SMS charges apply for balance requests and addition charges may apply to receive SMS information outside the UK.

Let Suits Me be your solution to hassle-free banking.