The Essential Account

Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential.

The account comes with all of the banking like features you need  to manage your money.

  • Access to an online money account and the Suits Me® mobile app
  • A contactless Mastercard® debit card
  • Unlimited Cashback rewards
  • Exclusive top brand discounts
  • A range of banking like features – including direct debits, standing orders, money transfers and more

 

Open your account today

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What you need to apply for an Essential prepaid debit card

  • To be aged 18 or over
  • Have a UK address
  • Have one form of accepted ID – Either a full UK Driving licence (if a UK citizen), passport or national ID card (if an EU citizen)
  • If you don’t have Photo ID we accept lots of alternatives.
Lets get started

How can I get one?

Opening your Suits Me Essential account is quick and easy.  You can either provide photo ID and a selfie or we accept lots of alternatives.

All you need to do is complete our application form, select your ID type and you will receive your account number and sort code in minutes. Your contactless debit card will arrive the next day.

Sign up now

How much does it cost?

Although there is no monthly subscription fee, the account is a pay as you go account there are individual transaction charges applied.

Visit our pricing page to view a complete list of our costs and charges for our Essential e-money account, as well as our Premium and Premium Plus accounts.

Open your account

An overview of the select features and pricing of our Essential account can be found below. If you are looking for an e-money account providing direct debits, our Premium and Premium Plus accounts are more suitable.

Suits Me Card Essential

Essential

Pay as you go
  • Contactless prepaid debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    £1.00

    International: £2.50 plus 2% of the transaction value

  • Cash top-up

    £2.00 + 2.6%

    At any UK PayPoint

  • Mobile app

    FREE

  • Online money account

    FREE

*Please Note: There is a one-off activation fee of £5.00. This is taken once the first load of money enters the account.

View Terms & Conditions

Suits Me Card Premium

Premium

£4.97 /month
  • Contactless debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    £1.25

    International: £2.50 plus 2.57% of the transaction value

  • Cash top-up

    £0.99 + 2.6%

    At any UK PayPoint

  • Mobile app

    FREE

  • Online money account

    FREE

Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.

View Terms & Conditions

Suits Me Card Premium Plus

Premium Plus

£9.97 /month
  • Contactless debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    4x FREE

    International: £2.50 plus 2.57% of the transaction value

  • Cash top-up

    £0.50 + 2.6%

    At any UK PayPoint

  • Mobile app

    FREE

  • Online money account

    FREE

Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.

View Terms & Conditions

Applying for a Suits Me® debit card is as easy as 1, 2, 3

1

Choose an account to open

Choose your favourite e-money account from our 3 account types

2

3 minutes to open your account

Complete your application form, take a selfie, and upload your ID

Essential debit card and app in a circle 3

Manage your finances

Get your contactless Mastercard® prepaid debit card in 3-5 working days to get access to your online money account and mobile app.