The Essential Account
Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential.
The account comes with all of the banking like features you need to manage your money.
- Access to an online money account and the Suits Me® mobile app
- A contactless Mastercard® debit card
- Unlimited Cashback rewards
- Exclusive top brand discounts
- A range of banking like features – including direct debits, standing orders, money transfers and more
Download our app
What you need to apply for an Essential prepaid debit card
- To be aged 18 or over
- Have a UK address
- Have one form of accepted ID – Either a full UK Driving licence (if a UK citizen), passport or national ID card (if an EU citizen)
- If you don’t have Photo ID we accept lots of alternatives.
How can I get one?
Opening your Suits Me Essential account is quick and easy. You can either provide photo ID and a selfie or we accept lots of alternatives.
All you need to do is complete our application form, select your ID type and you will receive your account number and sort code in minutes. Your contactless debit card will arrive the next day.
Sign up nowHow much does it cost?
Although there is no monthly subscription fee, the account is a pay as you go account there are individual transaction charges applied.
Visit our pricing page to view a complete list of our costs and charges for our Essential e-money account, as well as our Premium and Premium Plus accounts.
Open your accountAn overview of the select features and pricing of our Essential account can be found below. If you are looking for an e-money account providing direct debits, our Premium and Premium Plus accounts are more suitable.
Essential
Pay as you go
-
Contactless prepaid debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.00
International: £2.50 plus 2% of the transaction value
-
Cash top-up
£2.00 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
*Please Note: There is a one-off activation fee of £5.00. This is taken once the first load of money enters the account.
-
Contactless prepaid debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.00
International: £2.50 plus 2% of the transaction value
-
Cash top-up
£2.00 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
*Please Note: There is a one-off activation fee of £5.00. This is taken once the first load of money enters the account.
Premium
£4.97 /month
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.25
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.99 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.25
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.99 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
Premium Plus
£9.97 /month
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
4x FREE
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.50 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
4x FREE
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.50 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
Applying for a Suits Me® debit card is as easy as 1, 2, 3
Choose an account to open
Choose your favourite e-money account from our 3 account types
3 minutes to open your account
Complete your application form, take a selfie, and upload your ID
Manage your finances
Get your contactless Mastercard® prepaid debit card in 3-5 working days to get access to your online money account and mobile app.