A Suits Me® account for Credit Union X members
Credit Union X and Suits Me® have partnered to give members access to a fully featured UK account with no credit check and no minimum deposits.
Why Credit Union X With Suits Me®
Credit Union X exists to provide fair, affordable financial services to people who need them most. Suits Me® shares that same commitment.
For Credit Union X members who need a separate everyday spending account or who have been refused a mainstream bank account. Suits Me® provides a reliable, accessible alternative that works alongside your Credit Union X membership.
What you get with a Suits Me® account
Your Suits Me® account comes with everything you need to manage your money day to day:
✅ A choice of three account types: A Back up Account, A Spending Account or Main Account
✅ A UK account number and sort code: to receive wages, benefits, and payments
✅ A free contactless Mastercard®: accepted in over 30 million places worldwide
✅ Direct Debits and standing orders: to keep your bills under control
✅ PayPoint cash top-ups: add money at thousands of locations across the UK
✅ A mobile app: manage your account, freeze your card, and track spending from your phone
✅ Instant cashback: earn money back automatically at hundreds of partner retailers
✅ Exclusive weekly discounts: with well-known brands, updated every week
✅ Support in 11 languages: speak to a real person in your own language
Who is it for?
Suits Me® is designed for people who need a straightforward, accessible everyday account. It works well alongside a Credit Union X savings or loan, and is particularly useful if you:
- Are keen to earn cashback on your shopping and access top brand discounts
- Need a separate account to receive your wages or Universal Credit
- Have been refused a high-street bank account
- Have bad credit or no UK credit history
- Don’t have proof of address such as utility bills or a tenancy agreement
- Are new to the UK and don’t yet have a full UK financial history
No credit check. No branch visit. No Hassle.
Opening a Suits Me® account is straightforward and done entirely online. You don’t need a perfect financial history- just a valid photo ID and a UK address to send your card to.
We carry out all required identity verification, Know Your Customer (KYC) checks, and Anti-Money Laundering (AML) screening as part of every application, so your account is fully secure and compliant.
Open your account in minutes:
- Scan the QR code below and choose your account type
- Enter your details and verify your photo ID
- Receive your UK account number and sort code instantly
- Your Suits Me® Mastercard® arrives by first class post
How Suits Me® works alongside Credit Union X
Your Credit Union X membership and your Suits Me® account serve different purposes — and they work well together.
Account feature |
 |
 |
| Savings | x |  |
| Affordable loans | x | |
| Budgeting account | x | |
| Cashback & retail rewards | |
|
| Everyday spending account | |
x |
| Contactless Mastercard® | |
x |
| Receive wages & benefits | |
x |
| Direct Debits & standing orders | |
x |
Many Credit Union X members use Suits Me® as their day-to-day spending account while keeping their savings and loan repayments with Credit Union X.
What Credit Union X members say about Suits Me®
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“Within 5 minutes I was all set up and received my card the next day. It’s now my main account for my wages.”
S. Jones, Suits Me® customer
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“Suits Me is a good company for banking. Easy to apply for and to get a card even if your credit file isn’t that good.”
Paris, Suits Me® customer
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“Suits Me stepped in and provided everything I needed in a very stressful time.”
Jack, Suits Me® customer
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“Within 5 minutes I was all set up and received my card the next day. It’s now my main account for my wages.”
S. Jones, Suits Me® customer
-
“Suits Me is a good company for banking. Easy to apply for and to get a card even if your credit file isn’t that good.”
Paris, Suits Me® customer
-
“Suits Me stepped in and provided everything I needed in a very stressful time.”
Jack, Suits Me® customer
About Suits Me®
Suits Me® is an award-winning UK account provider, trusted by thousands of customers across the UK. We’re proud to partner with community-focused organisations like Credit Union X to make sure everyone has access to a reliable, everyday account whatever their financial background.
Suits Me® is not a bank account, its an alternative with all the features you need to manage your money. The Suits Me® Mastercard® is issued by IDT Financial Services Limited pursuant to a licence from Mastercard International Incorporated. IDT Financial Services Limited is regulated by the Gibraltar Financial Services Commission. Funds held in your Suits Me® account are not protected by the FSCS.
