Looking for a Bank Account with an IVA?
If you are entering into or are in an IVA we provide instant accounts.
An account with no minimum deposits, no credit checks and premium rewards as standard. Open your account in minutes.
Open your account todayDownload our App
Download our App
If you are entering into or are in an IVA we provide instant accounts.
An account with no minimum deposits, no credit checks and premium rewards as standard. Open your account in minutes.
Open your account todayWhy open an account when you have an IVA?
There are many reasons why a Suits Me® personal account is a great option if you have an IVA:
- Open your account in minutes
- No credit checks
- Full account functionality
- Earn cashback on purchases
- Manage your money
- Fresh start account with no risk of further debt

Opening a Suits Me account is easy
When you open your Suits Me® account, we will not ask for your financial history (such as your credit score, information about bankruptcy, and whether you’re in an IVA).
All we need from you is a photo ID or alternatives and your contact details – it’s as simple as that. We also accept over 90% of all applicants who apply for an account with us.
Apply now
How to open a Suits Me® account

Choose an account
Select your account type and complete the online application in 3 minutes.

Load your account
Add money via transfer, wages or cash topup.

Use Suits Me® everyday
Get cashback on your everyday shopping.
Everything you need to know about using an account with an IVA
When you’re in the IVA process, you’ll be aware that you need to close your personal account, which can be incredibly frustrating.
This is due to the fact that traditional banks can be reluctant to offer people going through an IVA an account – the same way they’re unlikely to offer services to people with particularly poor credit history and are bankrupt.
This is one of the many contributions to financial exclusion around the UK, where people cannot access even basic options. Below are some frequently asked questions about how an IVA can affect your personal finance.

Don’t let an IVA stop you from successfully managing your money
We make it hassle free when you open your Suits Me account. We don’t require proof of UK address and we don’t carry out a credit check. If you apply today your account will be open in under 3 minutes.
As soon as your account is open, you’ll gain instant access to your sort-code and account number, an array of banking like features and online money account and mobile app to be able to start managing your money and finances. Your Suits Me® Mastercard® debit card will then arrive in the post 3-5 days later.
So, what are you waiting for? Open your account today to support you in your debt-free journey.
Apply now
Choose the right account for You

Essential
Pay as you go /month
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Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a secondary account.
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Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
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Multilingual Customer Support – FREE
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Suits Me to Suits Me payments – FREE
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Electronic payments in – £1.25
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ATM withdrawals (UK) – £1.50
Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value
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Cash top-up – £2.30 + 2.6%
At any UK PayPoint
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Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions
-
Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a secondary account.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – £1.25
-
ATM withdrawals (UK) – £1.50
Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value
-
Cash top-up – £2.30 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions

Premium
Best for intermediate use
£4.97 /month
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Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.
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Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM withdrawals (UK) – £1.25
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £1.29 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions
-
Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM withdrawals (UK) – £1.25
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £1.29 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions

Premium Plus
Best for main account
£9.97 /month
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Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
VIP queue jump for Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM Withdrawals (UK) – 4x FREE
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £0.80 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions
-
Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.
-
Contactless Debit Card – FREE
Delivered by first class post normally within 2 working days
-
VIP queue jump for Multilingual Customer Support – FREE
-
Suits Me to Suits Me payments – FREE
-
Electronic payments in – FREE
-
ATM Withdrawals (UK) – 4x FREE
Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value
-
Cash top-up – £0.80 + 2.6%
At any UK PayPoint
-
Mobile App – FREE
-
Online Money Account – FREE
-
Cashback – FREE
For a list of all of Suits Me’s fees please see our Terms and Conditions






Open your account today
Apply for an account today and get your Mastercard® debit card in 3-5 working days – with no credit checks!