Bad credit bank accounts.

Suits Me offers something different, a hassle-free alternative to a bank account for those with:

✅ Open an account in minutes
✅ Missed Payments
✅ Defaults
✅ CCJ’s
✅ Bankrupt
✅ IVA

Say hello to a fresh start in 3 minutes.

Nyissa meg fiókját még ma
bank account for bad credit
bank account for bad credit

Suits Me offers something different, a hassle-free alternative to a bank account for those with:

✅ Open an account in minutes
✅ Missed Payments
✅ Defaults
✅ CCJ’s
✅ Bankrupt
✅ IVA

Say hello to a fresh start in 3 minutes.

Nyissa meg fiókját még ma

Bank Accounts for Bad Credit

We know how difficult it is to open a bank account with bad credit.  We also know how important your credit score is. A bad credit score
can prevent you from:

• Renting a property

• Getting a credit card

• Getting a mobile phone contract

• Setting up Direct Debits

Struggling to open a new bank account because you have a bad credit score? You are in the right place.

Nyissa meg fiókját még ma
Bank Accounts for Bad Credit

Suits Me are an alternative to a mainstream bank

We make it really easy to apply, whatever your credit score or financial situation and reward our customers as standard.
Our accounts are designed to suit you. It’s all in the name. Easy to apply, easy to use and so many extras.

Many of our customers have improved their credit ratings with their Suits Me account* through better budgetting and separating their money into a different account.

*Suits Me accounts do not offer credit or debt and can help with budgeting and money management. This can in turn can improve credit ratings

Nyissa meg fiókját még ma
bank account for bad credit

Choose the right account for you

Suits Me Card Essential

Essential
Best for occasional use
Pay as you go /month
  • Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.

Suits Me Card Premium

Premium
Best for basic use
£4.97 /month
  • Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.

We provide an account that works for you. We don’t conduct credit checks and we don’t ask for minimum deposits to unlock rewards.

We don’t offer overdrafts and add unauthorised fees.
If your circumstances change, we won’t charge to close your account.

Our customer service is first rate, we don’t use chatbots, we use real people who understand your needs.

Nyissa meg fiókját még ma
bank accounts for bad credit

Join the thousands of people changing their lives

Trust Pilot Logo
Smart Money people logo
Apple app logo
Google Play app logo

Nesha’s story

Guko’s story

Díjak 

British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank Awards
Best Current Account Provider 2022 Finalist

SME News Most Innovative Banking Service 2023

SME News
Most Innovative Banking Service 2023

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank Awards
Best Newcomer 2020 Highly Commended

Hogyan nyithatja meg fiókját

You can open an account in just minutes. Suits Me are not a bank so can offer instant accounts those with poor credit.

Once your account is opened online, your sort code and account number will be sent to you immediately. A free contactless debit card will be sent via first class post.

Hit the button

1. Nyomja meg a gombot

Fill out the form

2. Töltse ki az űrlapot 

Download the App

3. Töltse le az alkalmazást

Instant accounts whatever your situation

Bad credit

Bad credit can be a barrier to opening a bank account or accessing an account with rewards.  Not with Suits Me. We support thousands of people who have bad credit and help them with an easy to use instant account.
Csődbe jutott

Az adósság kezelése nehéz. Ha csődbe ment, a Suits Me minden szükséges banki funkciót biztosít. Megkönnyítjük a számlanyitást, és nem áll fenn további adósság kockázata.
IVA

Ha IVA-ba lép vagy már benne van, akkor a legjobb, ha új számlát nyit. A Suits Me percek alatt új kezdetű számlákat biztosít, így visszatérhet a pénzügyeihez.
Nincs hitelellenőrzés

Nem végzünk hitelellenőrzést, amikor számlát nyit a Suits Me-nél. Mivel nem kínálunk hitelt, nem kell megjelölnünk a hitelfájlját.
Debt Management Plan
 
Many of our customers use their Suits Me account to make payments into their Debt Managment plan. It makes it much easier to budget and manage money.
CCJ
 
If you have a CCJ, no problem. We have helped many of our customers make a fresh start with a new Suits Me account to manage their finances.

Benefits of a Suits Me account

Man checking his bank account on phone

Open an account in minutes
Our advanced technology allows us to open accounts in minutes online with the ID that YOU have.

Women buying clothes with Suits Me card

Safe & secure
Your account safety, money and personal data is our highest priority.  We ensure your identity, funds and personal information is safeguarded at all times.

Ladies having coffee together

Bad credit score
With no credit checks, your bad credit score doesn’t stop us opening you an account.

Young man on tube checking his bank account

Send & receive payments
Receive and send money in the UK and abroad easily. Our Faster Payments are seriously fast and can all be done self serve via our app.

Food delivery with discounts from Suits Me

Exclusive discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me. New partners are added every week for you to enjoy.

Contactless payment with Suits Me card

Unlimited cashback
Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, New Look and more.

Young lady checking her bank balance

No minimum balances
There are no minimum deposits or balances required to open a Suits Me account and enjoy all the benefits.

Person checking daily activity on phone

Standing orders & Direct debits
You can pay Direct Debits and set up Standing Orders from your account.

contactless payment with Suits Me account card

Készpénzes feltöltés
Bármely PayPoint üzletben vagy postahivatalban hozzáadhat készpénzfeltöltést.

Lady withdrawing money from ATM

ATM készpénzfelvétel
A Suits Me kártyával készpénzt vehet fel a világ bármely ATM-jéből.

Suits Me emoney account balance

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

Suits Me Premium account card

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Mum with daughter receiving international transfers

Nemzetközi átutalások
Kedvenc partnerünk, a Remitly segítségével könnyedén küldhetsz nemzetközi fizetéseket és fogadhatsz nemzetközi átutalásokat a Suits Me számládra.

Many checking his wages and benefits

Wages & benefits
Provide your sort code and account number to your employer or benefits provider to have funds transferred directly into your Suits Me account.

Virtual customer service

Virtual customer service
Catering for all our customer needs, with 19 languages and multiple options for communication, from email and Live Chat to telephone and face-to-face video calls.


FAQs