Want to open a bank account with just your birth certificate?
You can open a Suits Me® account in minutes using the ID you already have.
If mainstream banks have turned you away because you only have a birth certificate, Suits Me® provides a simple, inclusive alternative.
✅ Birth certificate accepted
✅ Apply online in minutes
✅ Instant account details
✅ Contactless debit card delivered to you
You can open a Suits Me® account in minutes using the ID you already have.
If mainstream banks have turned you away because you only have a birth certificate, Suits Me® provides a simple, inclusive alternative.
✅ Birth certificate accepted
✅ Apply online in minutes
✅ Instant account details
✅ Contactless debit card delivered to you
Nesha’s story
Eddie’s story
Peter’s story
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Opening account was easy, just take a photo of your birth certificate and 2 other forms of ID, such as proof of address and a utility bill. You can still use photo ID if you have it. From applying to account being open took less than 24 hours and the debit arrived about 2 days later. I would recommend to someone who doesn’t have photo ID like me, who found it impossible to get a bank account from all major banks. Overall, a very smooth transition from start to finish, highly recommend.
Ian, Suits Me customer
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I only needed documents and a birth certificate which helped me greatly. THANKYOU…… also the staff were very friendly 😊.
Suits Me customer
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I went through the application providing basic documents (birth certificate, utility bill, DWP letter). My card arrived in a timely manner (3 days). A few clerical questions (pin numbers etc). In a nutshell, I was able to use my card within a week of my initial application.
P. Wilkinson, Suits Me customer
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An outstanding experience while opening my account. Incredibly helpful, guiding me through every step with patience and expertise. Smooth and stress-free process.
Damian, Suits Me customer
Why most banks don’t accept birth certificates as main ID
Traditional banks require photo ID to meet strict verification rules. This makes it difficult for people who:
- Only have their birth certificate
- Don’t have a passport
- Don’t have a driving license
- Don’t have an ID card
- Have lost or cannot renew their documents
At Suits Me®, we use secure digital verification to confirm your identity using alternative documents, including your birth certificate, so you can open an account quickly. We believe everyone should have access to financial tools without unnecessary barriers.
With an easy application process, a choice of three accounts and UK-based customer service team, our award-winning accounts are loved and trusted by thousands. We welcome applications from anyone over 18 who lives in the UK, subject to AML regulations.
Lots of our customers just had a birth certificate to prove their identity.
Accepted ID alternatives
If you don’t have photo ID, you can open a Suits Me account with:
- Birth certificate
- HMRC letter
- Benefits letter
- Council tax letter
- Tenancy agreement
- Utility bill
- Employer pay slip
- NHS letter
(See our No ID page for a full list of accepted ID)
And yes, a birth certificate on its own is enough to start your application.
Suits Me instant accounts
Account for wages & benefits
Receive salary, benefits, or other payments directly into your account.
Easy to use
Send and receive money worldwide with our preferred partner, Remitly.
Mobile app
Manage your account, track spending, and get instant payment notifications.
Cashback and discounts
With top brands included with your account.
Free contactless debit card
Sent first class, often arriving next day. Use it online, in-store, at ATMs worldwide.
Multilingual customer service
UK-based support in 19 languages. By phone, email, live chat or video call.
Open an account in minutes with your birth certificate
Choose an account
Enter your details
Download our app
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Open your account today!
Apply in minutes using just your birth certificate and receive your Mastercard® debit card in 3-5 working days.
FAQs
Can I use my birth certificate to open an account with Suits Me®?
Yes, you can begin your application using your birth certificate along with the additional documents requested during the verification process. We guide you step-by-step through what you need.
Is a birth certificate enough on its own?
A birth certificate is accepted as an identity document, but you may be asked to provide an additional document to confirm your details. This is standard for financial verification and helps keep accounts secure.
I don’t have a passport or driving licence. Can I still apply?
Yes. Suits Me® accepts a range of alternative ID options, including birth certificates, government letters, tenancy agreements and other official documents. You do not need a passport or photo ID to get started.
How do I know what extra documents I’ll need?
During your application, you’ll see a tailored list of acceptable documents based on your situation. If your birth certificate is your main form of ID, we’ll tell you exactly what else you can provide.
Do you accept full or short birth certificates?
We can accept full birth certificates. Short or partial versions may need supporting documentation. If you’re unsure, simply begin the application and you’ll be shown the requirements.
Can I apply if I’ve lost all other ID but still have my birth certificate?
Yes. Many customers apply in this situation. As long as you can provide the additional accepted documents requested during verification, you can complete your application.
I live with family and don’t have bills in my name. Can I still apply?
Yes. Proof of address can come from a wide variety of official documents, not just household bills. We provide several alternative options during the application.
Will using a birth certificate delay my application?
No. As long as your documents are clear and valid, most verification steps are completed quickly. You’ll be able to start using your account once the checks are complete.
What if the information on my birth certificate doesn’t match my current details?
If your name or personal information has changed, you may be asked to provide documents confirming the change (for example, a marriage certificate or deed poll). This helps ensure your account is secure.
Can I apply if my birth certificate is from outside the UK?
Yes, non-UK birth certificates are accepted, as long as they can be clearly verified. You may need to provide an additional supporting document, depending on your nationality and residency status.
Will using a birth certificate affect how I use my account?
No. Once verified, you’ll have access to all standard account features: receiving income, paying bills, transferring money and using your debit card.
What happens if my application is unclear or incomplete?
You’ll be contacted with guidance on what additional documents are needed. The process is designed to be supportive and simple, especially for people with limited ID.