Bank account with no photo ID

Don’t have photo ID? You can still open a personal account with Suits Me in minutes. We accept 20+ alternative forms of identification to help verify your identity*

✅Apply online in under 3 minutes
✅20+ accepted alternative ID documents*
✅Instant sort code and account number
✅Fast delivery contactless Mastercard® debit card
✅Receive wages and benefits

*Subject to AML regulatory requirements.

Open my account

Suits Me debit cards and mobile banking app interface

Don’t have photo ID? You can still open a personal account with Suits Me in minutes. We accept 20+ alternative forms of identification to help verify your identity*

✅Apply online in under 3 minutes
✅20+ accepted alternative ID documents*
✅Instant sort code and account number
✅Fast delivery contactless Mastercard® debit card
✅Receive wages and benefits

*Subject to AML regulatory requirements.

Open my account

Can I open a bank account without photo ID?

Yes. You don’t always need photo ID like a passport or driving licence to open a bank account.

Many banks ask for photo ID as part of their identity verification process. If you don’t have a passport, driving licence or national identity card, opening an account can feel frustrating or even impossible.

Suits Me offers an alternative personal account. It accepts over 20 alternative identity documents, allowing eligible customers to verify their identity without traditional photo ID.

Once approved, you’ll receive:

✅Your own UK sort code and account number

✅A contactless Mastercard® debit card

✅Access to the Suits Me app to manage your money 24/7

✅The ability to receive wages and benefits

✅Direct Debits and Standing Orders

✅Faster Payments

✅Cash top-ups at PayPoint

Unlike many providers, we don’t rely solely on passports or driving licences to confirm your identity.

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Don’t just take our word for it!

Join the thousands of people who were able to open an account with no photo ID.

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Who are our customers with no photo ID?

Marni’s passport had expired and she didn’t drive.

Desmond has disabilities and didn’t have either a passport or driving license.

Margo knew she wouldn’t pass biometrics as her photo was out of date.

What documents can I use instead of a passport or driving licence?

If you don’t have photo ID, that’s no problem*. We accept more than 20 alternative identity documents. As an alternative to photo ID we ask applicants to upload:

One of the following documents:

✅ HMRC Letter
✅ National Insurance Card
✅ Employer Pay Slip
✅ Blue Badge
✅ NHS Letter
✅ Armed Forces UK ID Card
✅ DWP Pension Confirmation
✅ P45, P60, P11D
✅ Birth Certificate

Two of the following documents:

✅ Benefits Letter
✅ Probation Letter
✅ Council Tax Letter
✅ HMRC Tax Credit Letter
✅Insurance Policy Agreement
✅ Mobile Phone Bill
✅ Previous Bank Statement
✅ Utility Bill Statement
✅ TV License Letter
✅ Tenancy Agreement
✅ Court Letter

*Suits Me carry out all required identity verification, Know Your Customer (KYC) checks, and Anti-Money Laundering (AML) screening as part of every application — so you can be confident your account is fully secure and compliant.

Technology that works for you

Using advanced technology, we can process any of the photo ID alternatives, online and quickly. All you need is a smart phone to upload it and a selfie, and you can open an account in minutes.*

Open an account without photo ID

And unlock these features…

Get paid straight into your account

Receive your wages, salary or eligible UK benefits using your own sort code and account number.

Free contactless debit card

Spend online, in-store and withdraw cash worldwide with your free contactless Mastercard®, delivered by next-day delivery.

Send and receive payments

Make Faster Payments, set up Direct Debits and Standing Orders, and manage everything through the Suits Me app.

Young man on tube checking his bank account

Safe and secure

Every application goes through identity verification, KYC and AML checks to help keep your account and personal information secure.

Food delivery with discounts from Suits Me

Exclusive discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me. New partners are added every week.

Unlimited cashback
Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, New Look and more.

No minimum balances
There are no minimum deposits or balances required to open a Suits Me account and enjoy all the benefits.

Standing Orders & Direct debits
You can pay Direct Debits and set up Standing Orders from your account.

contactless payment with Suits Me account card

Cash top ups
You can add cash top ups at any PayPoint store.

ATM készpénzfelvétel
A Suits Me kártyával készpénzt vehet fel a világ bármely ATM-jéből.

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Mum with daughter receiving international transfers

International transfers
With our preferred partner, Remitly, you can easily make international payments from your Suits Me account.

Wages & benefits
Provide your sort code and account number to your employer or benefits provider to have funds transferred directly into your Suits Me account.

Virtual customer service
Catering for all our customer needs, with 15 languages and multiple options for communication, from email and Live Chat to telephone and face-to-face video calls.

Open my account

Which banks accept no photo ID?

While many UK banks typically ask for a passport or driving licence, some providers can accept alternative documents to verify your identity. Suits Me accepts over 20 forms of alternative identification, allowing eligible customers to apply online without traditional photo ID.

Here’s how Suits Me compares with a high-street UK bank.

Feature	Suits Me	High-street bank
Passport or driving licence required	No – 20+ alternative identity documents	Usually required for online applications
Alternative forms of ID accepted	Yes – over 20 accepted documents*	Varies by provider and circumstances
Apply completely online	Yes	Often yes
Need to visit a branch	No	May be required if you don’t have photo ID
Identity verification	Digital verification using accepted documents	Usually passport or driving licence, plus additional checks if needed
KYC & AML checks	Yes	Yes
Minimum deposit required	No	Varies

How to open an account

1. Nyomja meg a gombot

2. Töltse ki az űrlapot

3. Töltse le az alkalmazást

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We have an account that will suit you

Essential
Back Up Account

Pay as you go /month

If you already have a main bank account and want a back-up personal account that’s easy to open and use, this account is perfect for you.  For occasional monthly spending with a pay-as-you-go flexible card and mobile app. If you are doing more than a handful of transactions each month our other accounts may be better for you.

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Premium
Spending Account

£5.97 /month

For everyday spending you get more for your money with this account. If you are making regular transfers and drawing out cash, Premium will be a good choice. Cashback, discounts, and everything you need to spend with ease.

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Premium Plus
Main Account

£9.97 /month

If you need an account for your wages and benefits, setting up regular payments or somewhere to pay cash in, Premium Plus is the best choice. Enjoy full benefits, VIP phone queue jump, and maximum rewards. The ideal hassle-free alternative to a high-street bank for your main account.

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FAQs

Can I open a bank account with no ID?

Most banks require some form of ID to open an account. At Suits Me, we have a straightforward verification process that doesn’t rely solely on traditional ID documents like a passport or driving licence, making it easier to get started.

Is it easy to open a Suits Me account without Photo ID?

Yes, all you need to do is complete the online application and upload the ID you do have. We accept 20 alternatives. You can open an account within three minutes.

What accounts can I choose from?

Suits Me offer a choice of three account types, Essential which is a back up account to compliment your main bank account. Premium is our spending account, for paying for shopping and Premium Plus is designed to be used as a main account.

Why do banks ask for ID?

Banks are legally required to verify who you are before opening an account — this is known as a KYC (Know Your Customer) check. The difference is in how that verification is done, and what documents are accepted.