Want a bank account without photo ID?

Try something different to a bank account.

You can open an account in minutes with all the features you need, without photo ID.*

*Subject to AML regulatory requirements.

Open your account today

Try something different to a bank account.

You can open an account in minutes with all the features you need, without photo ID.*

*Subject to AML regulatory requirements.

Open your account today

Can I open a bank account without photo ID?

Photo ID includes passport, driving license, Pass Card or National ID card. Most banks or banking alternatives require photo ID to process an application for an account.

The options for those without photo ID can be much more limited and mean you must go through a much longer process to open an account. You won’t be able to open an account online and in minutes.

You can with Suits Me.

Suits Me knew this was a problem for thousands of people across the UK and opened the No Photo ID option to help those who wanted to open an account quickly and easily but don’t have a passport, driving license or other ID.

Open your account
Suits Me customer

“I found it very easy to apply for the account and how quickly I got a response back I will be recommending people to apply for the same thing”
Suits Me customer

“Easy to use, fast transactions, sign up in seconds and card came within 3 days of signing up”
Suits Me customer

“Very quick application received card within 2 days very handy service”

Don’t just take our word for it!

Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.

Who are our customers with no photo ID?

lady laughing

Marni’s passport had expired and she didn’t drive.

Desmond has disabilities and didn’t have either a passport or driving license.

Margo knew she wouldn’t pass biometrics as her photo was out of date.

Photo ID alternatives

There are lots of options

✅ HMRC Letter
✅ National Insurance Card
✅ Employer Pay Slip
✅ Blue Badge
✅ NHS Letter
✅ Armed Forces UK ID Card
✅ DWP Pension Confirmation
✅ P45, P60, P11D
✅ Birth Certificate
✅ Insurance Policy Agreement

✅ Benefits Letter
✅ Probation Letter
✅ Council Tax Letter
✅ HMRC Tax Credit Letter
✅ Mobile Phone Bill
✅ Previous Bank Statement
✅ Utility Bill Statement
✅ TV License Letter
✅ Tenancy Agreement
✅ Court Letter

Photo ID alternatives

Technology that works for you

Using advance technology, we can process any of the photo ID alternatives, online and quickly. All you need is a smart phone to upload it and a selfie, and you can open an account in minutes.*

Benefits of a Suits Me account

Man checking his bank account on phone

Open an account in minutes
Our advanced technology allows us to open accounts in minutes online with the ID that YOU have.

Women buying clothes with Suits Me card

Safe & secure
Your account safety, money and personal data is our highest priority.  With advanced technology, we ensure your identity, funds and personal information is safeguarded at all times.

Ladies having coffee together

Bad credit score
With no credit checks, your bad credit score doesn’t stop us opening you an account.

Young man on tube checking his bank account

Send & receive payments
Receive and send money in the UK and abroad easily. Our Faster Payments are seriously fast and can all be done self serve via our app.

Food delivery with discounts from Suits Me

Exclusive discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me. New partners are added every week, with money-off deals at Just Eat, Lebara, Lotto Social, Fiit and many more.

Contactless payment with Suits Me card

Unlimited cashback
Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, New Look and more.

Young lady checking her bank balance

No minimum balances
There are no minimum deposits or balances required to open a Suits Me account and enjoy all the benefits.

Person checking daily activity on phone

Standing Orders & Direct debits
You can pay Direct Debits and set up Standing Orders from your account.

contactless payment with Suits Me account card

Cash top ups
You can add cash top ups at any PayPoint store or Post Office.

Lady withdrawing money from ATM

ATM withdrawals
You can use your Suits Me card to withdraw cash at any ATM machine worldwide.

Suits Me emoney account balance

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

Suits Me Premium account card

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Mum with daughter receiving international transfers

International transfers
With our preferred partner, Remitly, you can easily make international payments from your Suits Me account.

Many checking his wages and benefits

Wages & benefits
Provide your sort code and account number to your employer or benefits provider to have funds transferred directly into your Suits Me account.

Virtual customer service

Virtual customer service
Catering for all our customer needs, with 19 languages and multiple options for communication, from email and Live Chat to telephone and face-to-face video calls.

How to open your account

Hit the button

1. Hit the button

Fill out the form

2. Fill out the form

Download the App

3. Download the App

Bad credit

Bad credit can be a barrier to opening a bank account or accessing an account with rewards.  Not with Suits Me. We support thousands of people who have bad credit and help them with an easy to use
instant account.

Dealing with debt is hard. If you have been made bankrupt, Suits Me can provide all the banking-like features you need. We make it easy to open an account and there is no risk of further debt.
If you are entering into or already in an IVA, it is best to open a new account. Suits Me provide fresh start accounts in minutes, getting you back on track with your finances.
No Credit Checks
We do not conduct credit checks when you open an account with Suits Me.  As we do not offer credit, we do not need to make a mark on your credit file.
No Verified Proof of Address*
Situations change and often our customers find that they don’t have the required documentation to prove their address. We don’t need you to provide 3 months proof of address to open a Suits Me account.
No Photo ID*
No passport or driving license? Not a problem. You can open a Suits Me account with a selfie and other alternative ID. As it is online, there is no need to post documents or visit a bank, and you can apply in minutes.
New to the UK
Suits Me support those new to the UK by removing the challenges of opening a bank account. We accept the ID* you have on arrival and confirm your application online. With customer support in 19 languages, we can provide help in a language that suits you.
CIFAS Markers
CIFAS Markers can prevent you from opening a bank account.  If you have been a victim of impersonation this can be very frustrating and unfair.  We help those who are in this situation and need to open an account quickly online due to the closure of their previous account.
Asylum Seekers
We understand that arriving into the UK from overseas is difficult. Often, not having the required documents is a barrier to getting a bank account and starting your new life. With Suits Me, you can open an account online in minutes, with just a selfie and an ARC card *.
Our accounts are perfect for students who want to get cashback and access discounts.  With no minimum deposits you can use our accounts to suit you needs.
If you are looking to manage your gambling spending, Suits Me accounts can be set up in minutes and allow you to budget more effectively. Many Suits Me customers use our accounts to ensure gambling funds are kept separate from their main bank account.
If you are looking for an account for online gaming, look no further. A separate Suits Me account can be set up in minutes and you can better manage your gaming spend.

We have an account that will suit you

Suits Me Card Essential

Best for occasional use
Pay as you go /month
  • Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.

Suits Me Card Premium

Best for basic usage
£4.97 /month
  • Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.

Join the thousands of people changing their lives

Trust Pilot Logo
Smart Money people logo
Apple app logo
Google Play app logo

Nesha’s story

Eddie’s story

Peter’s story


British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank Awards
Best Current Account Provider 2022 Finalist

SME News Most Innovative Banking Service 2023

SME News
Most Innovative Banking Service 2023

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank Awards
Best Newcomer 2020 Highly Commended

Join the thousands of people who wanted something different to a bank account

They chose Suits Me, and got a personal account to suit them.

Open your account today
thousands of people needing a bank account