Tired of being rejected by banks due to not enough ID?

Open a Suits Me account with no credit checks, hassle or Photo ID today in as little as 3 minutes.

Open your account today
Suits Me current accounts
Suits Me current accounts

Open a Suits Me account with no credit checks, hassle or Photo ID today in as little as 3 minutes.

Open your account today

We are different to a bank

We don’t ask for 3 months proof of address, we don’t conduct credit checks, we don’t ask for minimum deposits to unlock rewards.

We don’t offer overdrafts and add unauthorized fees, we don’t charge to close your account and we don’t upsell products.
We don’t use AI chat boxes as our customer service.

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different to a bank account

Suits Me are an alternative to a bank

We make it really easy to apply and reward our customers as standard. Our Accounts are designed to suit you. It’s all in the name.

Easy to apply, easy to use and so many extra’s at no additional monthly cost.

Apply now
Suits Me account and app

Who Can open an account?

We have helped thousands of people open an account who have struggled with high street banks.

  • Don’t have three months verified proof of address
  • Only have Birth Certificate
  • Don’t have Photo ID
  • Bad Credit Score
  • New to the UK

Whatever your situation, we’ve got you.

Suits Me inclusive accounts

No photo ID or a bad credit history?

At Suits Me, we are aware that for some people providing a form of ID accepted by the Banks can be difficult.

Suits Me were founded in 2015 on the principle all UK residents should be financially included. No one should be struggling without an account to be able to manage their money safely and securely.

For that reason, you can open a Suits Me® account with no credit checks or Photo ID today in as little as 3 minutes!

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No bank ID available

Application Process

At Suits Me®, we are aware that for some people providing a form of ID is either hard or impossible, especially if you are new to the country.

We strongly believe in financial inclusion – No one should be excluded and left without an account to be able to manage their money safely and securely, especially in today’s modern society. For that reason, you can open a Suits Me® account with no credit checks or ID today in as little as 3 minutes!

Upload a copy of ONE of the following:

  • HMRC Tax credit entitlement confirmation
  • DWP State pension confirmation
  • Birth certificate
  • Young Scots Card
  • Blue disabled drivers pass
  • UK Armed Forces ID card
  • Northern Ireland Voters Card
Suits Me uploading ID 1

You also need to upload TWO of the following:

  • Probation letter from HMP
  • HC2 Certificate
  • Council tax demand letter
  • Current bank statement
  • Credit/debit card statement
  • Recent proof that you’re entitled to a state benefit*
  • Recent proof that you’re entitled to a local authority-funded benefit*
  • Utility bill
  • Local authority or Tenancy agreement
  • Insurance policy or document
  • Solicitor’s completion of sale adivce
  • Confirmation letter from a university for the occupation of halls of residence
Suits Me uploading ID 2

Instant access to a UK account

Open an account in 3 minutes, with no credit checks or 3 months proof of address, 90% of applicants are accepted.

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Payments and Transfers

Receive and send money in the UK and abroad easily. There are lots of ways to add funds to your card and access your money. Have your wages or benefits sent directly to your account, send a faster payment or cash top up at Any PayPoint store. You can use your card online, in-store, at any ATM machine globally. Pay Direct Debits and Standing Orders from your account.

Apply now

Contactless Debit Card

Choose your Suits Me Account type and we will send you a free debit card in first class post. Many of our customers receive this the next day. Your contactless card allows you to use it anywhere you go. Just search for the contactless symbol.

Apply now
Suits Me contactless debit card

Easy to use Mobile App

Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

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Easy to use Mobile App

Cashback as standard

Save money when you use your Suits Me® card in our partner retail stores or when you shop online. You’ll get cashback back in to your Suits Me® account.
Some of our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.

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Unlimited cashback

Get discounts with top brands

Access our exclusive customer discounts with top brand when you have an account with Suits Me. We have different partners every week for you to enjoy great money off deals.

Some of our discount partners include, Just Eat, Lebara, FastPass, Lotto Social, Fiit and many more.

Apply now

Choose the right account for You

Suits Me Card Essential

Essential

Pay as you go /month
  • Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – £1.25

  • ATM withdrawals (UK) – £1.50

    Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value

  • Cash top-up – £2.30 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium

Premium
Best for intermediate use
£4.97 /month
  • Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM withdrawals (UK) – £1.25

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £1.29 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • VIP queue jump for Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM Withdrawals (UK) – 4x FREE

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £0.80 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

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