Want a bank account without photo ID?

Open an account with Suits Me in minutes

Use the ID* that you have to open your account quickly and easily. Over 20 different ID types accepted, our accounts include all the features you need, to manage your money.

*Subject to AML regulatory requirements.

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Suits Me debit cards and mobile banking app interface

Open an account with Suits Me in minutes

Use the ID* that you have to open your account quickly and easily. Over 20 different ID types accepted, our accounts include all the features you need, to manage your money.

*Subject to AML regulatory requirements.

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Can I open a bank account without photo ID?

Photo ID includes passport, driving license, Pass Card or National ID card. Most banks or banking alternatives require photo ID to process an application for an account.

The options for those without photo ID can be much more limited and mean you must go through a much longer process to open an account. You won’t be able to open an account online and in minutes.

You can with Suits Me.

We still carry out all required identity verification, Know Your Customer (KYC) checks, and Anti-Money Laundering (AML) screening as part of every application — so you can be confident your account is fully secure and compliant. We’ve simply made the process more accessible for people who don’t have traditional forms of ID.

Suits Me knew this was a problem for thousands of people across the UK and opened the No Photo ID option to help those who wanted to open an account quickly and easily but don’t have a passport, driving license or other ID.

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Don’t just take our word for it!

Suits Me is a great alternative for those who didn’t have photo ID. Just look at the thousands of happy account holders on Trustpilot.

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Who are our customers with no photo ID?

Marni’s passport had expired and she didn’t drive.

Desmond has disabilities and didn’t have either a passport or driving license.

Margo knew she wouldn’t pass biometrics as her photo was out of date.

Photo ID alternatives

If you don’t have photo ID, that’s no problem*. We can still open your account online, in minutes. As an alternative to photo ID we ask applicants to upload:

One of the following documents:

✅ HMRC Letter
✅ National Insurance Card
✅ Employer Pay Slip
✅ Blue Badge
✅ NHS Letter
✅ Armed Forces UK ID Card
✅ DWP Pension Confirmation
✅ P45, P60, P11D
✅ Birth Certificate

Two of the following documents:

✅ Benefits Letter
✅ Probation Letter
✅ Council Tax Letter
✅ HMRC Tax Credit Letter ✅Insurance Policy Agreement
✅ Mobile Phone Bill
✅ Previous Bank Statement
✅ Utility Bill Statement
✅ TV License Letter
✅ Tenancy Agreement
✅ Court Letter

*Suits Me carry out all required identity verification, Know Your Customer (KYC) checks, and Anti-Money Laundering (AML) screening as part of every application — so you can be confident your account is fully secure and compliant.

Technology that works for you

Using advanced technology, we can process any of the photo ID alternatives, online and quickly. All you need is a smart phone to upload it and a selfie, and you can open an account in minutes.*

Benefits of a Suits Me account

Open an account in minutes
Our advanced technology allows us to open accounts in minutes online with the ID that YOU have.

Safe & secure
Your account safety, money and personal data is our highest priority. With advanced technology, we ensure your identity, funds and personal information is safeguarded at all times.

Refer a Friend
Get paid for referring friends when they open and use a Suits Me account.

Young man on tube checking his bank account

Send & receive payments
Receive and send money in the UK and abroad easily. Our Faster Payments are seriously fast and can all be done self serve via our app.

Food delivery with discounts from Suits Me

Exclusive discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me. New partners are added every week, with money-off deals at Just Eat, Lebara, Lotto Social, Fiit and many more.

Unlimited cashback
Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, New Look and more.

No minimum balances
There are no minimum deposits or balances required to open a Suits Me account and enjoy all the benefits.

Standing Orders & Direct debits
You can pay Direct Debits and set up Standing Orders from your account.

contactless payment with Suits Me account card

Cash top ups
You can add cash top ups at any PayPoint store.

ATM készpénzfelvétel
A Suits Me kártyával készpénzt vehet fel a világ bármely ATM-jéből.

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Mum with daughter receiving international transfers

International transfers
With our preferred partner, Remitly, you can easily make international payments from your Suits Me account.

Wages & benefits
Provide your sort code and account number to your employer or benefits provider to have funds transferred directly into your Suits Me account.

Virtual customer service
Catering for all our customer needs, with 15 languages and multiple options for communication, from email and Live Chat to telephone and face-to-face video calls.

Hogyan nyithatja meg fiókját

1. Nyomja meg a gombot

2. Töltse ki az űrlapot

3. Töltse le az alkalmazást

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We have an account that will suit you

Essential
Back Up Account

Pay as you go /month

If you already have a main bank account and want a back-up personal account that’s easy to open and use, this account is perfect for you.  For occasional monthly spending with a pay-as-you-go flexible card and mobile app. If you are doing more than a handful of transactions each month our other accounts may be better for you.

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Premium
Spending Account

£5.97 /month

For everyday spending you get more for your money with this account. If you are making regular transfers and drawing out cash, Premium will be a good choice. Cashback, discounts, and everything you need to spend with ease.

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Premium Plus
Main Account

£9.97 /month

If you need an account for your wages and benefits, setting up regular payments or somewhere to pay cash in, Premium Plus is the best choice. Enjoy full benefits, VIP phone queue jump, and maximum rewards. The ideal hassle-free alternative to a high-street bank for your main account.

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FAQs

Can I open a bank account with no ID?

Most banks require some form of ID to open an account. At Suits Me, we have a straightforward verification process that doesn’t rely solely on traditional ID documents like a passport or driving licence, making it easier to get started.

Is it easy to open a Suits Me account without Photo ID?

Yes, all you need to do is complete the online application and upload the ID you do have. We accept 20 alternatives. You can open an account within three minutes.

What accounts can I choose from?

Suits Me offer a choice of three account types, Essential which is a back up account to compliment your main bank account. Premium is our spending account, for paying for shopping and Premium Plus is designed to be used as a main account.

Can I open a bank account without a photo ID?

Many traditional banks require photo ID, which can make opening an account difficult. Suits Me is designed to be accessible to as many people as possible, with a straightforward verification process that doesn’t depend on having a passport or driving licence.

Why do banks ask for ID?

Banks are legally required to verify who you are before opening an account — this is known as a KYC (Know Your Customer) check. The difference is in how that verification is done, and what documents are accepted.