Essential Account with Suits Me®.
Open your management fee free account today with no credit checks.
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What you need to apply for an Essential prepaid debit card
- To be aged 18 or over
- Have a UK address
- Have one form of accepted ID – Either a full UK Driving licence (if a UK citizen), passport or national ID card (if an EU citizen)

How can I get one?
Opening your Suits Me® Essential e-money account is quick and easy! Just fill out our online application form, upload your live selfie and accepted ID and you will get an account number and sort in as little as 10 minutes. Your contactless Mastercard® prepaid debit card will then arrive in the post within 3-5 working days and you can then set up your online money account and Suits Me® app, activate your debit card and start spending!
Sign up now
How much does it cost?
Although there is no monthly fee, the account is a pay as you go account there is a one off £5 charge to activate your account and some extra charges for use of various features.
Visit our pricing page to view a complete list of our costs and charges for our Essential e-money account, as well as our Premium and Premium Plus accounts.
Open your account
An overview of the select features and pricing of our Essential account can be found below. If you are looking for an e-money account providing direct debits, our Premium and Premium Plus accounts are more suitable.
Essential
Pay as you go
-
Contactless prepaid debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.00
International: £2.50 plus 2% of the transaction value
-
Cash top-up
£2.00 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
*Please Note: There is a one-off activation fee of £5.00. This is taken once the first load of money enters the account.
-
Contactless prepaid debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.00
International: £2.50 plus 2% of the transaction value
-
Cash top-up
£2.00 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
*Please Note: There is a one-off activation fee of £5.00. This is taken once the first load of money enters the account.
Premium
£4.97 /month
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.25
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.99 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
£1.25
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.99 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
Premium Plus
£9.97 /month
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
4x FREE
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.50 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
-
Contactless debit card
FREE
Delivered within 3-5 working days
-
ATM withdrawals (UK)
4x FREE
International: £2.50 plus 2.57% of the transaction value
-
Cash top-up
£0.50 + 2.6%
At any UK PayPoint
-
Mobile app
FREE
-
Online money account
FREE
Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.
Applying for a Suits Me® debit card is as easy as 1, 2, 3

Choose an account to open
Choose your favourite e-money account from our 3 account types

10 minutes to open your account
Complete your application form, take a selfie, and upload your ID

Manage your finances
Get your contactless Mastercard® prepaid debit card in 3-5 working days to get access to your online money account and mobile app.