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Essential Account with Suits Me®.

Open your management fee free account today with no credit checks.

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Essential card and app

What you need to apply for an Essential prepaid debit card

  • To be aged 18 or over
  • Have a UK address
  • Have one form of accepted ID – Either a full UK Driving licence (if a UK citizen), passport or national ID card (if an EU citizen)
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Essential debit card

How can I get one?

Opening your Suits Me® Essential e-money account is quick and easy! Just fill out our online application form, upload your live selfie and accepted ID and you will get an account number and sort in as little as 10 minutes. Your contactless Mastercard® prepaid debit card will then arrive in the post within 3-5 working days and you can then set up your online money account and Suits Me® app, activate your debit card and start spending!

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Essential card and app

How much does it cost?

Although there is no monthly fee, the account is a pay as you go account there is a one off £5 charge to activate your account and some extra charges for use of various features.

Visit our pricing page to view a complete list of our costs and charges for our Essential e-money account, as well as our Premium and Premium Plus accounts.

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Essential card

An overview of the select features and pricing of our Essential account can be found below. If you are looking for an e-money account providing direct debits, our Premium and Premium Plus accounts are more suitable.

Essential

Pay as you go
  • Contactless prepaid debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    £1.00

    International: £2.50 plus 2% of the transaction value

  • Cash top-up

    £2.00 + 2.6%

    At any UK PayPoint

  • Mobile app

    FREE

  • Online money account

    FREE

*Please Note: There is a one-off activation fee of £5.00. This is taken once the first load of money enters the account.

View Terms & Conditions

Premium

£4.97 /month
  • Contactless debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    £1.25

    International: £2.50 plus 2.57% of the transaction value

  • Cash top-up

    £0.99 + 2.6%

    At any UK PayPoint

  • Mobile app

    FREE

  • Online money account

    FREE

Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.

View Terms & Conditions

Premium Plus

£9.97 /month
  • Contactless debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    4x FREE

    International: £2.50 plus 2.57% of the transaction value

  • Cash top-up

    £0.50 + 2.6%

    At any UK PayPoint

  • Mobile app

    FREE

  • Online money account

    FREE

Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.

View Terms & Conditions

Applying for a Suits Me® debit card is as easy as 1, 2, 3

Step 1 - 3 cards 1

Choose an account to open

Choose your favourite e-money account from our 3 account types

Selfie and ID 2

10 minutes to open your account

Complete your application form, take a selfie, and upload your ID

Essential debit card and app in a circle 3

Manage your finances

Get your contactless Mastercard® prepaid debit card in 3-5 working days to get access to your online money account and mobile app.