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Looking for a debit card?

Open your account in 3 minutes with no credit checks.

You can have instant access to a UK account with Mastercard® contactless card.

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Open your account in 3 minutes with no credit checks.

You can have instant access to a UK account with Mastercard® contactless card.

Open your account

Loved and trusted by over 130,000 customers

Looking for a Debit Card?

Getting your hands on a debit card is easy with Suits Me®. Apply for a debit card online today in under 3 minutes and receive your Mastercard® debit card in the next 3-5 working days.

We’re driven by our belief that everyone should have access to a safe and secure account. That’s why we:

Provide a debit card and personal account with no credit checks
Offer multilingual customer service, over the phone, on email and via live chat
Give you access to a personal account with a mobile app and online money account
Have cashback rewards available with all of our accounts

What is a debit card?

When you open a bank account or e-money account (like us!), you’ll be issued a debit card.

A debit card is a type of payment card that allows you to make purchases in-store, online or over the phone. Rather than relying on cash or cheques, money is taken from your account directly.

What’s different about Mastercard® debit cards with Suits Me®?

At Suits Me®, we work differently to a traditional bank account. Our debit cards are prepaid and are linked to an e-money account rather than a bank account.

Your e-money account offers banking like features, so in order to use your debit card, you’ll need to load money onto your card at a PayPoint location before you can use it. You can also top up your account via transfer or getting your wages paid into the account.

Once topped up, you can use the card as you would a traditional debit card account, without any risk of overspending as we don’t offer a credit or overdraft facility.

Why should I choose a Suits Me® debit card?

Basic prepaid cards don’t come with extra banking like features including Direct Debits (available with Premium and Premium Plus accounts), standing orders and transfers. But our prepaid Mastercard® debit card does and lots more.

It offers many banking like features that you would expect without offering a credit or overdraft facility:

You’ll be issued an account number and sort code (so your employer can pay your salary into the account each month)
You can receive transfers
You can make payments as you would with a traditional card
You’ll be able to use a chip and PIN terminal (or even make speedy contactless payments)
You’ll get access to an online account and our app, meaning you can view your balance and recent transactions when you use your debit card.

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What are the benefits of a Suits Me® debit card?

We aim to make managing your money easy, no matter your circumstances. Whether you’re a foreign national, have a poor credit history, or just like to know exactly what you’re spending – a Suits Me® debit card just makes sense. Here is why:

You can use it anywhere

The Suits Me® card is a Mastercard® debit card and can be used wherever you see the Mastercard® logo. Once you’ve been approved (which 99.8% of applicants are), you can start to use your Mastercard® card in-store, online or over the phone. You can also withdraw cash from ATMs using your PIN.

Instant access to your money

Your online debit card lets you spend or withdraw your money safely and securely, wherever you are in the world.

Stress-free withdrawals

Your debit card account can be used at any ATM or cash point that accepts Mastercard®.

You can go contactless

With our debit cards, there’s no need to enter your PIN. Simply tap your debit card on the card reader for transactions up to £100 and wait for the transaction to be approved. That way, there’s no need to carry cash.

Shop until you drop

Whether you’re heading to the high street, shopping online or over the phone, you can use your online debit card as your payment method.

Suits Me® mobile banking app with the three Suits Me® cards

Freeze and unfreeze, wherever, whenever

Lost your debit card but think you may be able to find it? Keep your account and money safe by freezing your card in the app or via your online account. Found it? Great! Unfreeze using the app or online portal.

The Suits Me® mobile banking app with padlocks

Get cashback with your purchases

Save money when you use your Suits Me® card in our partner retail stores or when you shop online. You’ll get cashback back in to your Suits Me® account.

Some of our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.