Need a debit card?

Suits Me gives you more choice with your debit card: make payments when, where and how you want.

We believe that everyone should have access to a debit card. Debit cards allow you to make payments online and in-store.
That’s why Suits Me:

✅ Provide a free debit card and personal account with no credit checks
✅ Enable global payments when using your card
✅ Ensure your money is safeguarded
✅ Offer cashback rewards when you use your debit card

Apply for a Debit Card online
debit card
debit card

Suits Me gives you more choice with your debit card: make payments when, where and how you want.

We believe that everyone should have access to a debit card. Debit cards allow you to make payments online and in-store.
That’s why Suits Me:

✅ Provide a free debit card and personal account with no credit checks
✅ Enable global payments when using your card
✅ Ensure your money is safeguarded
✅ Offer cashback rewards when you use your debit card

Apply for a Debit Card online

How to open your account

Hit the button

1. Hit the button

Fill out the form

2. Fill out the form

Download the App

3. Download the App

Apply online today for a
Suits Me debit card in just 3 minutes.
It’s this easy.

You will receive your FREE Mastercard® debit card within a couple of days, sent via first class post with Royal Mail.

Eligibility
If you are over 18 and live in the UK, you can apply for a Suits Me Account*.
*Subject to AML regulatory requirements.

Choose the right account for you

Suits Me Card Essential

Essential
Best for occasional use
Pay as you go /month
  • Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.

Suits Me Card Premium

Premium
Best for basic usage
£4.97 /month
  • Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.

Why choose Suits Me?

We don’t ask for 3 months verified proof of address*, we don’t conduct credit checks and we don’t ask for minimum deposits to unlock rewards. There’s no overdrafts or unauthorised fees, so you can better manage your money.

Our customer service is award-winning. We don’t use chatbots, we speak your language and we use real people who understand your needs. We help you choose the account that suits you best.

If your circumstances change, we won’t charge to close your account.

*Subject to AML regulatory requirements.

Open your account
lady opening account debit card

Join the thousands of people changing their lives

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Nesha’s story

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Awards

British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank Awards
Best Current Account Provider 2022 Finalist

SME News Most Innovative Banking Service 2023

SME News
Most Innovative Banking Service 2023

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank Awards
Best Newcomer 2020 Highly Commended

As seen on

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BBC

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Yahoo Finance

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Daily Mail

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Instant access to your money

Your debit card lets you spend or withdraw your money safely and securely, wherever you are in the world.

paying with contactless debit card

Stress-free withdrawals

Your debit card can be used at any ATM or cash point that accepts Mastercard®.

atm withdrawals with debit card

You can go contactless

With our debit cards, there’s no need to enter your PIN. Simply tap your debit card on the card reader for transactions up to £100 and wait for the transaction to be approved. That way, there’s no need to carry cash.

Contactless debit card

Shop until you drop

Whether you’re heading to the high street, shopping online or over the phone, you can use your online debit card as your payment method.

How to pay online using your card
happy shopper using her debit card

Freeze & unfreeze, wherever, whenever

Lost your debit card but think you may be able to find it? Keep your account and money safe by freezing your card in the app or via your online account. Found it? Great! Unfreeze using the app or online portal.

freeze bank account debit card

Get cashback with your purchases

Save money when you use your Suits Me® card in our partner retail stores or when you shop online. You’ll get cashback back in to your Suits Me® account.

Some of our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.

View cashback partners
coffee with friends bought with debit card

Join all your payments with your debit card

If you want a quick and easy way to complete purchases online, you can link your card to your payment platform of choice:

Paypal logo
Klarna
Google Pay
Amazon Pay
ClearPay
Apple Pay

Travel debit card

Available to use anywhere and anytime, your Suits Me debit card is safe, secure and you can use it anywhere in the world

You can use your debit card internationally, for point-of-sale transactions anywhere you see the Mastercard ® logo. Through our partner in the Suits Me app, you can create a separate account to transfer money to friends and family around the world as well.

Our preferred partner, Remitly, will help you with other international transfers and make sure you get the best rate.

travel debit card

Open your account today

Apply for a personal account today and get your Mastercard® debit card in 3-5 working days – with no credit checks!

FAQs