Need a debit card?
Suits Me gives you more choice with your debit card: make payments when, where and how you want.
We believe that everyone should have access to a debit card. Debit cards allow you to make payments online and in-store.
That’s why Suits Me:
✅ Provide a free debit card and personal account with no credit checks
✅ Enable global payments when using your card
✅ Ensure your money is safeguarded
✅ Offer cashback rewards when you use your debit card
Suits Me gives you more choice with your debit card: make payments when, where and how you want.
We believe that everyone should have access to a debit card. Debit cards allow you to make payments online and in-store.
That’s why Suits Me:
✅ Provide a free debit card and personal account with no credit checks
✅ Enable global payments when using your card
✅ Ensure your money is safeguarded
✅ Offer cashback rewards when you use your debit card
How to open your account
1. Hit the button
2. Fill out the form
3. Download the App
Apply online today for a
Suits Me debit card in just 3 minutes.
It’s this easy.
You will receive your FREE Mastercard® debit card within a couple of days, sent via first class post with Royal Mail.
Eligibility
If you are over 18 and live in the UK, you can apply for a Suits Me Account*.
*Subject to AML regulatory requirements.
Choose the right account for you
Essential
Best for occasional use
Pay as you go /month
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Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.
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Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.
Premium
Best for basic usage
£4.97 /month
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Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.
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Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.
Premium Plus
Best for main account
£9.97 /month
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Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.
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Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.
Why choose Suits Me?
We don’t ask for 3 months verified proof of address*, we don’t conduct credit checks and we don’t ask for minimum deposits to unlock rewards. There’s no overdrafts or unauthorised fees, so you can better manage your money.
Our customer service is award-winning. We don’t use chatbots, we speak your language and we use real people who understand your needs. We help you choose the account that suits you best.
If your circumstances change, we won’t charge to close your account.
*Subject to AML regulatory requirements.
Open your accountJoin the thousands of people changing their lives
Nesha’s story
Eddie’s story
Peter’s story
Awards
British Bank Awards
Best Current Account Provider 2022 Finalist
SME News
Most Innovative Banking Service 2023
British Bank Awards
Best Newcomer 2020 Highly Commended
As seen on
BBC
Dave
Yahoo Finance
Sky Atlantic
Evening Standard
Daily Mail
Mirror
Instant access to your money
Your debit card lets you spend or withdraw your money safely and securely, wherever you are in the world.
Stress-free withdrawals
Your debit card can be used at any ATM or cash point that accepts Mastercard®.
You can go contactless
With our debit cards, there’s no need to enter your PIN. Simply tap your debit card on the card reader for transactions up to £100 and wait for the transaction to be approved. That way, there’s no need to carry cash.
Shop until you drop
Whether you’re heading to the high street, shopping online or over the phone, you can use your online debit card as your payment method.
How to pay online using your cardFreeze & unfreeze, wherever, whenever
Lost your debit card but think you may be able to find it? Keep your account and money safe by freezing your card in the app or via your online account. Found it? Great! Unfreeze using the app or online portal.
Get cashback with your purchases
Save money when you use your Suits Me® card in our partner retail stores or when you shop online. You’ll get cashback back in to your Suits Me® account.
Some of our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.
View cashback partnersJoin all your payments with your debit card
If you want a quick and easy way to complete purchases online, you can link your card to your payment platform of choice:
Travel debit card
Available to use anywhere and anytime, your Suits Me debit card is safe, secure and you can use it anywhere in the world
You can use your debit card internationally, for point-of-sale transactions anywhere you see the Mastercard ® logo. Through our partner in the Suits Me app, you can create a separate account to transfer money to friends and family around the world as well.
Our preferred partner, Remitly, will help you with other international transfers and make sure you get the best rate.
Open your account today
Apply for a personal account today and get your Mastercard® debit card in 3-5 working days – with no credit checks!
FAQs
What is a debit card?
When you open a bank account or personal account (like ours), you’ll be issued a debit card. A debit card is a type of payment card that allows you to make purchases in-store, online or over the phone. Rather than relying on cash or cheques, money is taken from your account directly.
Why should I choose a Suits Me debit card?
Prepaid debit cards don’t always come with advanced banking-like features, like direct debits, standing orders or transfers, which can make things difficult if it’s your primary account.
Our Mastercard® debit cards come packed with handy features, so your money can work harder. With a Suits Me card:
✅ You’ll be issued an account number and sort code (you can give this to your employer to pay your salary into the account)
✅ You can receive transfers
✅ You can make payments, as you would with a traditional card
✅ You’ll be able to use a chip and PIN terminal or even make speedy contactless payments
✅ You’ll get access to an online account and our mobile app, meaning you can view your balance and recent transactions on your debit card.
What’s different about Mastercard® debit cards with Suits Me?
At Suits Me, we work differently to a traditional bank account. Our debit cards are linked to an online account rather than a bank account.
Your account offers banking like features, so in order to use your debit card, you’ll need to deposit money into your account first. You can add funds to your account via transfer or get your wages paid into the account. Alternatively, you can top up with cash at any Paypoint Store or Post Office.
Once topped up, you can use the card as you would a traditional debit card account, without any risk of overspending as we don’t offer a credit or overdraft facility.