Our Premium account is a great choice for you.

If you need an easy to open, easy to use account for your wages or benefits, Premium is a great choice.

✅ No verified proof of address
✅ No photo ID* needed
✅ No credit checks
✅ Open your account in minutes

*subject to AML and regulatory requirements

Open a Premium account
Suits Me Premium card
Suits Me Premium card

If you need an easy to open, easy to use account for your wages or benefits, Premium is a great choice.

✅ No verified proof of address
✅ No photo ID* needed
✅ No credit checks
✅ Open your account in minutes

*subject to AML and regulatory requirements

Open a Premium account

Why customers choose our Premium account?

Our Premium customers want a quick, hassle-free account that gives them choice and control. Opened in 3 minutes, with no credit checks and no minimum deposits, we make our accounts accessible to everyone. If your face doesn’t fit with the banks due to bad credit or not enough deposit amount, you are in the right place.

You can have a virtual face-to-face account manager, enjoy discounts and rewards, and win monthly prizes. A Suits Me account will suit you.

Is Premium right for you?

Our Premium account works for everyone, no matter your situation.

See why some of our customers switched to a Suits Me Premium account.

Brooke - Rejected by High Street Bank

Brooke

Rejected by High Street Bank

Bruna - Let down by her bank

Bruna

Let down by her bank

Guko - Had debt and couldn't open a mainstream bank account

Guko

Had debt and couldn’t open a mainstream bank account


Premium Account

Best for basic use

Our everyday card is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional main account for wages and benefits choose Premium.

Premium account

Payments

Premium

Suits Me to Suits Me payments FREE
Local transfers in FREE
Local transfers out £1.09
Direct Debits (managed) 60p
Standing Orders 60p

Cards

Contactless debit card FREE
Card delivery FREE
Card spending in foreign currency £1.97 + 2.57%
PayPal integration
Google Pay
Apple Pay Coming soon

Cash

ATM withdrawals (UK) £1.25
ATM withdrawals (Europe) £1.25 + 2.35%
ATM withdrawals (international) £2.50 + 2.57%
Cash Top Ups (Paypoint) £1.29 + 2.6%
Cash Top Ups (Post Office) £1.29 + 1%

Extras

Cashback on spending
Retailer discounts

Customer support

Multi-lingual customer care
VIP Queue Jump
Face-to-face virtual service

The everyday card

Packed with extras, this account will let you do everything you need to manage your money. Saving you time on phone calls to manage your money or the need for branch visits. Premium accounts give you a fresh start, with friendly customer support when you need it. Giving you the peace of mind that you are in control of your money.

Open a Premium account
Premium Card account

Amazing features & benefits with every account

Payments and transfers icon

Payments and transfers

Receive and send money in the UK and send money abroad easily. Have wages or benefits sent directly to your account, send a Faster Payment or cash top up at any PayPoint store.

Cashback as standard icon

Cashback as standard

Save money when you use your Suits Me card in our partner retail stores or when you shop online. You’ll get cashback back into your Suits Me account.

Discounts with top brands icon

Discounts with top brands

Access our exclusive customer discounts with top brands. We have different partners every week for you to enjoy great-money off deals.

24/7 access icon

24/7 access

Instant access to your account wherever, whenever, with the Suits Me App.

Refer a friend icon

Refer a friend

Refer your friends to apply and use their Suits Me card, and earn £25 per friend! No limit on the number of friends you refer.

Account holder competitions icon

Account holder competitions

Join in our exclusive account holder competitions every month for the chance to win cash prizes, amazing discounts and much more.

What do our customers say?

Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.

Suits Me customer

“After having so many problems with accounts, Suits Me has kindly allowed me to open an account and it has taken so much stress off my shoulders. So if you are having trouble opening a bank account, don’t hesitate to try opening one with Suits Me! They really made life much easier!”
Suits Me customer

“Well, everything about them has been superb from start to finish. I find it simple and easy to open the account and get my debit card … when I did come to having an issue, I had marvellous support from the customer relations department and AJ in particular, he was incredible.”
Suits Me customer

“Amazing choice of colour on the card, also very easy to navigate within the website. Very happy 😊”

Bank account vs. Suits Me account

We provide the features you need to manage your money, without any hassle.

Account feature

Suits Me

High Street Bank

No credit checks x
Open online in minutes x
No photo ID required* x
No verified proof of address required x
Unlimited cashback rewards x
No minimum deposit
Contactless payments
Mobile App
Direct Debits & standing order
Transfers locally & internationally
Discounts on top brands
Virtual customer service
Multilingual customer service

Our £4.97* monthly Premium account fee costs less than one cup of coffee.

*other transaction costs may apply

How to open your account

Hit the button

1. Hit the button

Fill out the form

2. Fill out the form

Download the App

3. Download the App

Suits Me Awards

British Bank Awards 2024 Finalist

British Bank Awards 2024 FINALIST Best Current Account Provider

SME News Business Elite Awards 2023 WINNER  Most Innovative Banking Service

SME News Business Elite Awards 2023 WINNER  Most Innovative Banking Service

British Bank Awards 2022 FINALIST Best Current Account Provider

British Bank Awards 2022 FINALIST Best Current Account Provider

Open your account today

Apply for a personal account today – with no credit checks – and get your Mastercard® debit card in 3-5 working days!

FAQs