Looking for a
secret bank account?
Discreet Account
Many people search for a secret bank account — what they need is a discreet account that keeps their finances completely private. Suits Me® gives you a fully featured UK account with a Mastercard®, no credit check and nothing shared with anyone else.
No credit check · No verified proof of address · Trusted by thousands of customers
Join thousands of customers across the UK
Accounts opened across the UK
Discreet Account
Many people search for a secret bank account — what they need is a discreet account that keeps their finances completely private. Suits Me® gives you a fully featured UK account with a Mastercard®, no credit check and nothing shared with anyone else.
No credit check · No verified proof of address · Trusted by thousands of customers
Join thousands of customers across the UK
Accounts opened across the UK
🔒 Your Suits Me® account is entirely your own. We will never share your account information with a partner, family member, or employer. Your finances stay private — that’s your right.
Why people open one
There are many good reasons to keep a discreet account
Financial privacy is a personal matter. Whatever your reason, Suits Me® is here to help — with no judgement.
Saving for a surprise
Planning a proposal, a holiday, or a big gift? A hidden savings account lets you put money aside without your partner seeing the transactions on a shared statement.
Financial independence from family
Want to manage your own money without a parent or family member seeing every purchase? A separate account gives you the freedom to spend on your own terms.
Preparing for a separation
When a relationship is breaking down, having your own account means you can manage your finances independently and ensure you have funds available when you need them.
Keeping work and personal finances separate
Freelancers, contractors, and self-employed people often use a second account to keep business income and personal spending completely separate.
✅ How does Suits Me® appear on a bank statement? Transactions made with your Suits Me® Mastercard® appear under the retailer name — exactly as they would with any other card. The account itself does not appear on any joint statements or credit searches, keeping your finances discreet.
How to open
Open your discreet account in 3 steps
Choose your account
Select your account type and complete the online application in around 3 minutes — entirely on your phone or computer.
Load your account
Add money via bank transfer, have your wages paid directly in, or top up with cash at any PayPoint location.
Use Suits Me® every day
Pay by contactless Mastercard®, shop online, set up Direct Debits, and earn cashback on your everyday spending.
Account features
Everything you need in a discreet personal account
Suits Me® is a fully featured account built for everyday use. No credit check. No verified proof of address. Open in minutes.
UK account number & sort code
Receive wages, transfers, or any other payment directly into your own private account.
Free contactless Mastercard®
Pay in stores, withdraw cash at ATMs, and shop online — accepted in over 30 million places worldwide.
Direct Debits & standing orders
Set up automatic payments for bills, subscriptions, or regular transfers — all managed privately.
Mobile app & online account
Manage your account, check your balance, and track every transaction from your phone — 24 hours a day.
Cashback rewards & exclusive discounts
Earn money back automatically when you shop at hundreds of partner brands. No vouchers, no codes.
PayPoint cash top-ups
Add cash to your account at thousands of PayPoint locations — no bank branch needed.
No credit check
Your credit history won’t affect your application. We don’t run credit checks — ever.
Google Pay (coming soon)
Apple Pay support also coming soon — pay with just your phone or watch.
Free Mastercard® included · Account details issued same day · No credit check
What customers say
Trusted by over 130,000 people across the UK
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"Exactly what I needed — a separate account that's completely mine. Set up in minutes, card arrived quickly, and the app is really easy to use."
Sarah, Suits Me® customer · Verified Trustpilot review
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"Suits Me was quick, efficient, and easy to use. Through financial problems out of my control I was refused an account everywhere but Suits Me — I was accepted in minutes."
Marc, Suits Me® customer · Verified Trustpilot review
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"Really easy to use and they keep your sort code / account number very private and secure happy it's on an email so I can always find it 🙂 lovely updates best bank I've ever used ! Ever so friendly .."
Keith, Suits Me® customer · Verified Trustpilot review
Questions answered
Frequently asked questions
How do I open a discreet account in the UK?
You can open a Suits Me® account entirely online in around 3 minutes. You’ll need a valid photo ID and a UK address to receive your card. There’s no credit check and no verified proof of address required. Once approved, your account number and sort code are issued the same day.
How does Suits Me® appear on a statement?
Transactions made with your Suits Me® Mastercard® appear under the retailer name — exactly as they would with any other card. The account itself does not appear on joint statements or credit searches. Your account details are yours alone and are never shared with third parties.
Can I have a discreet account without my partner knowing?
Yes. A Suits Me® account is opened in your name only. It does not appear on any joint accounts, shared statements, or credit files. We will never contact you through a shared address or share your account information with anyone else.
Is it legal to have a private account in the UK?
Yes, it is completely legal to open and hold an account in your own name without disclosing it to a partner, family member, or employer. The only legal obligation is to declare all accounts and income accurately to HMRC for tax purposes if required.
Do I need a credit check to open a Suits Me® account?
No. Suits Me® does not carry out credit checks. Your credit history — good, bad, or non-existent — will not affect your application in any way.
Can I receive my wages into a Suits Me® account?
Yes. Suits Me® provides a UK account number and sort code, so your employer can pay your wages directly into your account. You can also receive transfers and other payments from friends, family, or organisations.
Can I use Suits Me® as a discreet savings account?
Yes. Many customers use their Suits Me® account to set money aside privately — using a standing order to move funds across each month so they build up discreetly. Dedicated savings and budgeting tools are also coming soon to the app.
Related accounts
Looking for something else?
Suits Me® supports people across a wide range of financial situations. Find the account that fits you best.
Related page
Account for bad credit
If a poor credit history is making it hard to open an account elsewhere, find out how Suits Me® can help.
Related page
Second chance account
Been refused by a mainstream bank? Suits Me® was built for people who need a fresh start with their banking.
Ready to open your
discreet account?
Join thousands of people who trust Suits Me® as their everyday account. Private, secure, and open in minutes.
Free Mastercard® included · Account details issued same day · KYC & AML checks completed on all applications