No Credit Check Bank Account.

Join thousands of people who wanted a hassle free alternative to a bank account and all the features to manage your money.

✅ Open in 3 minutes
✅ No credit checks
✅ Faster Payments, Cash Top Ups, Direct Debits and more
✅ Free next day delivery contactless debit card

Whatever you’re situation, we’ve got you.

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Suits me cards and app
Suits me cards and app

Join thousands of people who wanted a hassle free alternative to a bank account and all the features to manage your money.

✅ Open in 3 minutes
✅ No credit checks
✅ Faster Payments, Cash Top Ups, Direct Debits and more
✅ Free next day delivery contactless debit card

Whatever you’re situation, we’ve got you.

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We know how a bad credit score can stop you opening a bank account

That’s why Suits Me has designed an account that meets your needs.

We are not a bank, and we don’t offer credit, so we don’t need to conduct credit checks when you open your account. We also offer different account types for you to choose from.

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No credit check bank accounts are needed by our customers with bad credit*

*Suits Me are not a bank and offer an alternative to a bank account.

Suits Me customer

“I’ve had problems with credit and was refused by banks for even a basic account which left me with no way of receiving wages. Suits me offered a solution and my account is now open. Very easy to apply and card was shipped within 24 hours of first applying. Went with the higher tier account for apps £10/month as I think its the best value if you’re going to use it regularly. Great alternative to a high street bank.”
Suits Me customer

“Terrible credit and bankrupt couldn’t get an account anywhere! Accepted quickly and even though I made a mistake on application, Suits Me dealt with it in good time and I’m now an account holder again! Bad credit etc try Suits Me!!”
Suits Me customer

“I’m very happy to have found Suits Me while searching for a bank account that offers accounts to people like me with no credit history as I’ve just returned back to the UK after years and had no credit history, all other banks require some history and it’s very difficult for people newly moved into the country.”

Dont just take our word for it!

Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.

We are better than a bank account

Suits Me are interested in the now. We aren’t interested in past credit history, so don’t conduct credit checks. Nor do we ask for minimum deposits. We reward our customers as standard.

We don’t offer overdrafts or add unauthorised fees so there is no risk of further debt. Our customers have improved their credit ratings as our accounts help them budget and manage their money. 

If you have been let down by banks, it is time to try Suits Me. Easy to apply, easy to use and so many extras.

Join the thousands of people changing their lives

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Mark’s story

Aamir’s story

Díjak 

British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank díjak
Legjobb folyószámla-szolgáltató 2022 döntőse

SME News Most Innovative Banking Service 2023

SME News
A leginnovatívabb banki szolgáltatás 2023.

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank díjak
A legjobb újonc 2020. Nagy dicséret

As seen on

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BBC

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Mirror

Choose the right account for you

Suits Me Card Essential

Essential
Best for occasional use
Pay as you go /month
  • Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.

Suits Me Card Premium

Premium
Best for basic use
£4.97 /month
  • Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.

Benefits of a Suits Me account

Instant access to a UK account

With no credit checks, you can open an account in just 3 minutes.

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Instant access to a UK account

Contactless Debit Card

Choose your Suits Me Account type and we will send you a free debit card in first class post. Many of our customers receive this the next day. Your contactless card allows you to use it anywhere you go.
Just search for the contactless symbol.

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Contactless Debit Card

Payments & transfers

Receive and send money in the UK and abroad easily. There are lots of ways to add funds to your card and access your money. Have your wages or benefits sent directly to your account, send a faster payment or cash top up at any PayPoint store or Post Office.
You can use your card online, in-store, at any ATM machine globally. Pay Direct Debits and Standing Orders from your account.

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Payments & transfers

Mobile App

Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

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Suits Me Mobile App

Unlimited cashback as standard

Basic accounts shouldn’t be rewardless. We treat all our customers with premium extras and rewards, even on our Essential accounts.

Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account, with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, New Look and more.

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Unlimited cashback as standard

Discounts with top brands

Access our amazing customer discounts with top brand when you have an account with Suits Me. We highlight different partners every week for you to enjoy great money-off deals.

Some of our discount partners include Just Eat, Lebara, FastPass, Lotto Social, Fiit and many more.

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Discounts with top brands


Useful information