Declined by Starling?
There’s another way.
Starling’s eligibility criteria doesn’t work for everyone. Suits Me® is built to be more accessible — no credit check, no CIFAS barrier, no UK credit history needed. Open your account in minutes.
No credit check · No CIFAS barrier · Takes around 3 minutes
Suits Me® is built for people Starling may not be able to help
Whether you’ve been declined, have a difficult credit history, or are just starting out in the UK — we have an account for you.
Declined by Starling
Starling may decline applicants who don’t meet their eligibility criteria. Suits Me® doesn’t run credit checks — so a rejection from Starling won’t affect your application with us.
Bad credit or CIFAS markers
A poor credit history or CIFAS marker makes it difficult to open a Starling account. Suits Me® welcomes customers with bad credit, defaults, CCJs, or CIFAS markers.
Jaunums Apvienotajā Karalistē
No UK credit history means Starling may decline you. Suits Me® doesn’t require any UK credit history — making it one of the easiest accounts to open when you first arrive.
Why Starling isn’t right for everyone
Starling is a great account — but it’s designed for people with a clean financial history. If that’s not you, here’s what you’re up against.
Soft credit check at application
Starling runs a soft credit check when you apply. While this won’t leave a mark on your credit file, a thin or troubled credit history can still affect the outcome of your application.
CIFAS markers mean rejection
If you have a CIFAS marker on your record — even an incorrect one — Starling is very unlikely to approve your application.
No UK credit history? Likely declined
New arrivals to the UK typically have no credit footprint — which can trigger a Starling decline before they’ve even had a chance to build one.
Strict eligibility criteria
Starling’s eligibility requirements go beyond just credit — address history, ID verification standards, and residency status can all be barriers.
Cashback & rewards locked to upgrades
Cashback and discount features aren’t available on Starling’s standard account — you need to upgrade to access them.
English-only customer support
Starling’s support is in English only. If English isn’t your first language, getting help with your account can be a real challenge.
Everything Starling offers — and more
Suits Me® is a fully featured e-money account built for everyday life. No credit check. No CIFAS barrier. Cashback and discounts included on every plan.
No credit check — ever
We don’t run credit checks. Your financial history won’t affect your application with Suits Me®.
Lielbritānijas konta numurs un bankas kods
Receive wages, benefits, pension, or any other payment directly into your account.
Bezmaksas bezkontakta Mastercard®
Pay in stores, online, and at ATMs — accepted in over 30 million places worldwide.
Direct Debits included as standard
Set up rent, utilities, and bills on Direct Debit — included on all plans.
Tūlītēja naudas atmaksa visos kontos
Earn money back at Argos, Asda, IKEA, Sainsbury’s, and hundreds more — no upgrade needed.
Exclusive discounts on all accounts
Access hundreds of partner discounts from day one — available on every Suits Me® plan.
Multilingual support in 15+ languages
Our UK-based team speaks over 15 languages. Get help by phone, chat, email, or video call.
Mobilā lietotne un paziņojumi reālajā laikā
Manage your account, freeze your card, and track spending from your phone — 24 hours a day.
Iekļauta bezmaksas Mastercard® karte · Konta dati tiek izsniegti tajā pašā dienā · Nav kredītspējas pārbaudes
Suits Me® vs Starling Bank
| Konta funkcija | Starling | Suits Me® |
|---|---|---|
| Atveriet tiešsaistē tikai 3 minūtēs | ✓ | ✓ |
| No credit check required | ✗ | ✓ |
| Accepts bad credit & CIFAS markers | ✗ | ✓ |
| No UK credit history needed | ✗ | ✓ |
| Tūlītēja naudas atmaksa visos kontos | ✗ | ✓ |
| Discounts included on all accounts | ✗ | ✓ |
| Direct Debits included as standard | ✗ | ✓ |
| Daudzvalodu klientu apkalpošanas dienests Apvienotajā Karalistē | ✗ | ✓ |
| Bezmaksas bezkontakta debetkarte | ✓ | ✓ |
| Lielbritānijas konta numurs un bankas kods | ✓ | ✓ |
| Mobile app with real-time notifications | ✓ | ✓ |
| Starptautisko bankomātu izņemšana | ✓ | ✓ |
*Pieļaujas AML normatīvajām prasībām
Open your Suits Me® account in 5 simple steps
Choose your account
Pick from Essential, Premium, or Premium Plus — all include cashback and discounts.
Ievadiet savu informāciju
Complete your application online in around 3 minutes. No credit check involved.
Verify your ID
Upload a photo ID and a selfie. We work with the ID you have.
Get your account details
Your UK sort code and account number arrive the same day. Your card follows by post.
Lejupielādēt lietotni
Manage everything from your phone — spending, transfers, cashback, and more.
Trusted by thousands of people across the UK
“Suits me was quick, efficient, and easy to use. Through financial problems out of my control I was refused an account everywhere but Suits Me — I was accepted in minutes.”
„Kāds lielisks konts — karti saņēmu uzreiz, un tās iestatīšana bija vienkārša. Man bija grūti atrast karti, uz kuru saņemt algu, un šis bija neapšaubāmi labākais risinājums. Ļoti ieteicu.”
„Tā bija mana pēdējā iespēja, un es esmu priecīgs, ka man tagad ir konts. Suits Me ir īsta glābšana — viegli lietojams, uzticams, un klientu apkalpošanas komanda patiesi rūpējas par klientiem.“
Biežāk uzdotie jautājumi
Yes. Suits Me® does not carry out credit checks as part of our application process. A rejection from Starling — for any reason — will not affect your Suits Me® application.
Yes. We understand that financial difficulties can happen to anyone. Bad credit, missed payments, defaults, CCJs, or a CIFAS marker will not prevent you from opening a Suits Me® account.
Absolutely. We don’t require a UK credit history. Many customers open their Suits Me® account within days of arriving in the UK. Our multilingual team can support you in over 15 languages to help you get set up.
Yes. Unlike Starling, Suits Me® includes instant cashback and exclusive discounts on every plan — no upgrade required.
Suits Me® is an e-money account, not a bank account. However, it works like a bank account for everyday use — you get a UK sort code and account number, a Mastercard® debit card, Direct Debits, and a full mobile app.
Around 3 minutes online. Once your identity is verified you’ll receive your UK account details the same day. Your Mastercard® will arrive by first class post, usually within a few days.
We try to work with the ID you have. A passport or driving licence is ideal, but we can often accept other forms. Speak to our team if you’re unsure — we’re here to help.
Dealing with other financial challenges too?
Suits Me® supports people in a wide range of difficult financial situations — not just those declined by Starling.
Account for bad credit
If a poor credit history is making it hard to open an account elsewhere, find out how Suits Me® can help.
Uzzināt vairāk →Pockit alternatīva
Comparing Suits Me® with Pockit? See why thousands have chosen Suits Me® for more features and better value.
Uzzināt vairāk →Ready for an account
that’s built for you?
Join thousands of people who use Suits Me® as their everyday account. No credit check. No CIFAS barrier. Open in minutes.
Open My Free AccountFree Mastercard® included · Account details issued same day · KYC & AML checks completed on all applications · Suits Me account fees apply — see our fee schedule for full details
Kāpēc izvēlēties Suits Me kontu kā Starling Card alternatīvu?
Mums ir konts, kas Jums būs piemērots kā Starling Card alternatīva.
Būtisks
Dublēt kontu
Maksājiet, kad dodaties ceļā
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Ja Jums jau ir galvenais bankas konts un vēlaties rezerves personīgo kontu, kas ir viegli atverams un lietojams, šis konts ir ideāli piemērots Jums. Retām ikmēneša izdevumiem ar elastīgu karti un mobilo lietotni, kurā maksājat pēc patēriņa. Ja katru mēnesi veicat vairāk nekā dažus darījumus, Jums varētu būt piemērotāki citi mūsu konti.
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Ja Jums jau ir galvenais bankas konts un vēlaties rezerves personīgo kontu, kas ir viegli atverams un lietojams, šis konts ir ideāli piemērots Jums. Retām ikmēneša izdevumiem ar elastīgu karti un mobilo lietotni, kurā maksājat pēc patēriņa. Ja katru mēnesi veicat vairāk nekā dažus darījumus, Jums varētu būt piemērotāki citi mūsu konti.
Premium
Izdevumu konts
5,97 £ mēnesī
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Ikdienas izdevumiem ar šo kontu jūs saņemat vairāk par savu naudu. Ja veicat regulārus pārskaitījumus un izņemat skaidru naudu, Premium būs laba izvēle. Naudas atmaksa, atlaides un viss, kas nepieciešams, lai viegli tērētu naudu.
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Ikdienas izdevumiem ar šo kontu jūs saņemat vairāk par savu naudu. Ja veicat regulārus pārskaitījumus un izņemat skaidru naudu, Premium būs laba izvēle. Naudas atmaksa, atlaides un viss, kas nepieciešams, lai viegli tērētu naudu.
Premium Plus
Galvenais konts
£ 9.97 / mēnesī
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Ja jums ir nepieciešams konts algas un pabalstu saņemšanai, regulāru maksājumu veikšanai vai skaidras naudas iemaksai, Premium Plus ir labākā izvēle. Izbaudiet visas priekšrocības, VIP telefona rindu apvedceļu un maksimālas atlīdzības. Ideāla un vienkārša alternatīva galvenajam kontam lielā bankā.
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Ja jums ir nepieciešams konts algas un pabalstu saņemšanai, regulāru maksājumu veikšanai vai skaidras naudas iemaksai, Premium Plus ir labākā izvēle. Izbaudiet visas priekšrocības, VIP telefona rindu apvedceļu un maksimālas atlīdzības. Ideāla un vienkārša alternatīva galvenajam kontam lielā bankā.
Kā atvērt kontu
1. Nospiediet pogu
2. Aizpildiet veidlapu
