Have an IVA and need an account?

If you’re entering into or are in an IVA (Individual Voluntary Arrangement), we provide instant personal accounts in minutes.

✅ No minimum deposits
✅ No credit checks
✅ Premium rewards as standard

Nyissa meg fiókját még ma

If you’re entering into or are in an IVA (Individual Voluntary Arrangement), we provide instant personal accounts in minutes.

✅ No minimum deposits
✅ No credit checks
✅ Premium rewards as standard

Nyissa meg fiókját még ma

Why open an account with Suits Me when you have an IVA?

There are many reasons why a Suits Me personal account is a great option if you have an IVA.

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Open an account in minutes
Our advanced technology allows us to open accounts in minutes online.

Women buying clothes with Suits Me card

Safe & secure
Suits Me are different to a bank. We are regulated by different rules. Customer funds are safeguarded at all times and held in a separate client account. 

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Bad credit score
With no credit checks, your bad credit status doesn’t stop us opening you an account.

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Send & receive payments
Receive and send money in the UK and abroad easily. Our Faster Payments are seriously fast and can all be done self serve via our app.

Food delivery with discounts from Suits Me

Exclusive discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me. New partners are added every week, with money-off deals at Just Eat, Lebara, Lotto Social, Fiit and many more.

Contactless payment with Suits Me card

Unlimited cashback
Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, Halfords, New Look and more.

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No minimum balances
There are no minimum deposits or balances required to open a Suits Me account and enjoy all the benefits.

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Standing Orders & Direct debits
You can pay Direct Debits and set up Standing Orders from your account.

contactless payment with Suits Me account card

Készpénzes feltöltés
Bármely PayPoint üzletben vagy postahivatalban hozzáadhat készpénzfeltöltést.

Lady withdrawing money from ATM

ATM készpénzfelvétel
A Suits Me kártyával készpénzt vehet fel a világ bármely ATM-jéből.

Suits Me emoney account balance

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

Suits Me Premium account card

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Mum with daughter receiving international transfers

Nemzetközi átutalások
Kedvenc partnerünk, a Remitly segítségével könnyedén küldhetsz nemzetközi fizetéseket és fogadhatsz nemzetközi átutalásokat a Suits Me számládra.

Many checking his wages and benefits

Wages & benefits
Provide your sort code and account number to your employer or benefits provider to have funds transferred directly into your Suits Me account.

Virtual customer service

Virtual customer service
Catering for all our customer needs, with 19 languages and multiple options for communication, from email and Live Chat to telephone and face-to-face video calls.

Join the thousands of people changing their lives

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Nesha’s story

Eddie’s story

Peter’s story


British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank díjak
Legjobb folyószámla-szolgáltató 2022 döntőse

SME News Most Innovative Banking Service 2023

SME News
A leginnovatívabb banki szolgáltatás 2023.

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank díjak
A legjobb újonc 2020. Nagy dicséret

Hogyan nyithatja meg fiókját

Hit the button

1. Nyomja meg a gombot

Fill out the form

2. Töltse ki az űrlapot 

Download the App

3. Töltse le az alkalmazást

Your account will be opened and your sort code and account number will be sent immediately.
A free contactless Debit Card will be sent via first class post.

Do I need to declare my financial situation?

When you open your Suits Me account, we will not ask for your financial history (such as your credit score, information about bankruptcy, and whether you’re in an IVA).

All we need from you is a form of ID and your contact details – it’s as simple as that. We also accept over 90% of all applicants who apply for an account with us.

Everything you need to know about using an account with an IVA

When you’re in the IVA process, you’ll be aware that you need to close your personal account, which can be incredibly frustrating.

This is due to the fact that traditional banks can be reluctant to offer an account to people going through an IVA – the same way they’re unlikely to offer services to people with particularly poor credit history or those who are bankrupt.

This is one of the many contributions to financial exclusion around the UK, where people cannot access even basic options. Below are some frequently asked questions about how an IVA can affect your personal finance.

Nyissa meg fiókját
lady on phone with cup of coffee

Don’t let an IVA stop you from successfully managing your money

We make it hassle free when you open your Suits Me account.
We don’t require proof of UK address and we don’t carry out a credit check. If you apply today your account will be open in under 3 minutes.

As soon as your account is open, you’ll gain instant access to your sort-code and account number, an array of banking like features and online money account and mobile app to be able to start managing your money and finances. Your Suits Me® Mastercard® debit card will then arrive in the post 3-5 days later.

So, what are you waiting for? Open your account today to support you in your debt-free journey.

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Suits Me mobile phone app

Choose the right account for you

Suits Me Card Essential

Best for occasional use
Pay as you go /month
  • Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.

Suits Me Card Premium

Best for basic usage
£4.97 /month
  • Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.