Payday loan payments made easy with Suits Me

A simple account to receive payday loans, including payday loans for bad credit.

Need an account for a payday loan or cash payday loan?

If you’re searching for a payday loan, payday loan for bad credit, or cash payday loans, you’re likely looking for fast access to money and a reliable account to receive it.

While Suits Me does not offer payday loans, many customers use a Suits Me account to receive payday loan payments, including loans for bad credit, quickly and securely — without a credit check.

pay day loan account

A fully functional account for your loan

Most payday loan providers, including those offering payday loans for bad credit, require you to have:

A UK account number and sort code

A debit card to access your funds

An account that can receive fast payments

Suits Me provides fully functional UK accounts that can be used to receive payday loan payments,
plus wages, benefits, and other income. Even if you’ve been refused a traditional bank account.

No credit checks

UK account number

UK sort code & account number

Debit card for cash withdrawals and spending

Online and mobile app access

How Suits Me works with payday loans

Although Suits Me doesn’t provide payday loans, our accounts are often used by people who:

  • Are approved for a payday loan for bad credit
  • Receive cash payday loan payments via bank transfer
  • Need an account that works without a credit check
  • Want quick access to loan funds

Getting started is easy

  • Open a Suits Me account online in minutes
  • Use your account details when applying for a payday loan
  • Receive your payday loan payment directly into your account
  • Manage spending, repayments, and bills using the Suits Me app
pay day loan family

An account designed for people using payday loans

If you’re using payday loans, you may have faced challenges such as:

  • Declined by high-street banks
  • Accounts closed or restricted
  • Difficulty accessing cash quickly
  • Poor or limited credit history

Suits Me removes these barriers by offering an account that’s accessible and easy to use.

An account designed for people using payday loans

Why customers choose Suits Me

No credit checks or credit scoring

Open an account in just a few minutes

Suitable for payday loans for bad credit

Withdraw cash or spend with your debit card

Fast and reliable payments

Track balances and payments in real time

Manage your payday loan money with more control

Payday loans and cash payday loans are often used for short-term financial needs. Having the right account can help you manage that money more effectively.

With Suits Me, you can:

  • Receive loan funds securely
  • Keep track of incoming and outgoing payments
  • Set up Direct Debits for repayments
  • Avoid relying on cash-only solutions

This can help you stay organised and reduce the risk of missed payments.

Manage your payday loan money with more control

Important information about payday loans

Suits Me® does not offer payday loans, cash payday loans, or credit.

All payday loans and payday loans for bad credit are provided by third-party lenders.

These third-partner lenders:

Set their own eligibility criteria

Apply interest, fees, and repayment terms

Are responsible for loan approvals

You should always consider whether a payday loan is suitable for your circumstances and explore alternative options where possible.

Thousands of people

trust Suits Me

Nesha’s story

Eddie’s story

Peter’s story

We have an account that will suit you

Suits Me Card Essential

Essential
A Back Up Account
Pay as you go
  • If you already have a main bank account and want a back-up personal account that’s easy to open and use, this account is perfect for you.

    For occasional monthly spending with a pay-as-you-go flexible card and mobile app. If you are doing more than a handful of transactions each month our other accounts may be better for you.

Suits Me Card Premium

Premium
Spending Account
£5.97 /month
  • For everyday spending you get more for your money with this account. If you are making regular transfers and drawing out cash, Premium will be a good choice.

    Cashback, discounts, and everything you need to spend with ease.

Suits Me Card Premium Plus

Premium Plus
Main Account
£9.97 /month
  • If you need an account for your wages and benefits, setting up regular payments or somewhere to pay cash in, Premium Plus is the best choice.

    Enjoy full benefits, VIP phone queue jump, and maximum rewards. The ideal hassle-free alternative to a high-street bank for your main account.

It’s easy

to open your account

Choose an account

Enter your details

Download our app

Open your account today in just a few minutes

If you’re approved for a payday loan and need a secure account to receive the funds, Suits Me offers a straightforward solution, with no credit checks.

FAQs