Payday Loan Accounts

Keep your payday loan safe, secure and separate with a Suits Me® account!

No credit checks and can be opened in less than 3 minutes.

Open your account today
Suits Me are an alternative to a bank
Suits Me are an alternative to a bank

Keep your payday loan safe, secure and separate with a Suits Me® account!

No credit checks and can be opened in less than 3 minutes.

Open your account today

Do I need a bank account for a Payday Loan?

You will need an account for your payday loan to be paid into. If you need cash quickly and are planning to get a payday loan today, you can open an account with Suits Me® in 3 minutes.

We have lots of customers who open an account with Suits Me® for their Payday loan payment, to keep their funds separate. Another benefit to our account is we do not conduct credit checks and 99.8% of our applicants are accepted.

It can be difficult to get a payday loan without a bank account, open a Suits Me today and get your FREE contactless Mastercard®.

Open your account today
bank account for a Payday Loan

Suits Me® Features

Once you open your account you will have access to all of our amazing features:

  • Mobile app
  • Online Portal
  • Debit card
  • Payment and transfers
  • Direct Debits
  • Standing orders
  • Cashback rewards and exclusive discounts
  • Google Pay
  • Samsung Pay (coming soon)
  • Apple Pay (coming soon)
  • Saving & budgeting (coming soon)
Apply now
Suits me cards and app

Choose the right account for You

Suits Me Card Essential

Essential

Pay as you go /month
  • Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a secondary account.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – £1.25

  • ATM withdrawals (UK) – £1.50

    Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value

  • Cash top-up – £2.30 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium

Premium
Best for intermediate use
£4.97 /month
  • Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM withdrawals (UK) – £1.25

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £1.29 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • VIP queue jump for Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM Withdrawals (UK) – 4x FREE

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £0.80 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

How to open your account

Hit the button

1. Hit the button

Fill out the form

2. Fill out the form

Download the App

3. Download the App

Join the thousands of people changing their lives

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Nesha’s story

Eddie’s story

Peter’s story

Awards

British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank Awards
Best Current Account Provider 2022 Finalist

SME News Most Innovative Banking Service 2023

SME News
Most Innovative Banking Service 2023

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank Awards
Best Newcomer 2020 Highly Commended

Suits Me customer

“I’ve had problems with credit and was refused by banks for even a basic account which left me with no way of receiving wages. Suits me offered a solution and my account is now open. Very easy to apply and card was shipped within 24 hours of first applying. Went with the higher tier account for apps £10/month as I think its the best value if you’re going to use it regularly. Great alternative to a high street bank.”
Suits Me customer

“Terrible credit and bankrupt couldn’t get an account anywhere! Accepted quickly and even though I made a mistake on application, Suits Me dealt with it in good time and I’m now an account holder again! Bad credit etc try Suits Me!!”
Suits Me customer

“I’m very happy to have found Suits Me while searching for a bank account that offers accounts to people like me with no credit history as I’ve just returned back to the UK after years and had no credit history, all other banks require some history and it’s very difficult for people newly moved into the country.”

Dont just take our word for it!

Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.

Loved and trusted by over 250,000 customers

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Open your account today

Apply for a personal account today and get your Mastercard® debit card in 3-5 working days – with no credit checks!