Banking Account for Bankruptcy

Bankruptcy doesn’t mean you can’t have an account to manage your money.

Suits Me have helped thousands of people who have experienced bankruptcy and are finding it difficult to open an account with a mainstream bank.

Nyissa meg fiókját
debit card
debit card

Bankruptcy doesn’t mean you can’t have an account to manage your money.

Suits Me have helped thousands of people who have experienced bankruptcy and are finding it difficult to open an account with a mainstream bank.

Nyissa meg fiókját

Whatever your situation, we’ve got you.

If you’ve filed for bankruptcy or thinking about bankruptcy, you might find it difficult to open a high street current account.

Not with Suits Me, the alternative to a high street bank account:

✅ Open an account in minutes
✅ Easy to use Mobile App
✅ All the banking-like features you need

bank accounts for bankrupts

Bankrupt and don’t know where to turn?

We know how hard it can be struggling with debt.

Being declared bankrupt is not a milestone anyone celebrates, however, it can be a fresh start and put the stress of juggling debt behind you.

Suits Me were born out of a passion for helping those who struggle to open a bank account. We believe everyone should have access to an account to manage their money. This includes those who are filing for bankruptcy or those who are discharged bankrupts.

If you are over 18, you can open an account with Suits Me. Over 9 out of 10 of our applications are successful.

Suits Me customer

“I’ve had problems with credit and was refused by banks for even a basic account which left me with no way of receiving wages. Suits me offered a solution and my account is now open. Very easy to apply and card was shipped within 24 hours of first applying. Went with the higher tier account for apps £10/month as I think its the best value if you’re going to use it regularly. Great alternative to a high street bank.”
Suits Me customer

“Terrible credit and bankrupt couldn’t get an account anywhere! Accepted quickly and even though I made a mistake on application, Suits Me dealt with it in good time and I’m now an account holder again! Bad credit etc try Suits Me!!”
Suits Me customer

“Been getting refused left right and centre for banks but suits me accepted me and was all very fast ! Cards in the post !”

Dont just take our word for it!

Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.

Trust Pilot suits me

Why choose Suits Me?

We offer accounts to suit you, with flexibility and control.

  • No credit checks
  • Instrant cashback
  • No minimum deposits to unlock rewards
  • No overdrafts so you can budget better
  • An alternative and inclusive banking solution
  • Award winning customer service
  • Multi language support

What happens to your bank accounts bankruptcy?

When a bankruptcy takes place, your existing bank accounts may be frozen and your bank may stop payments moving in and out of your account.

You should stop any incoming payments to your existing accounts as soon as possible. This is where solutions like Suits Me can lend a helping hand – you can open an account in minutes and start receiving and making payments again.

Your bank will let the official receiver know what’s in your account. (FYI – an official receiver is a civil servant who is responsible for handling processes like bankruptcy.) If the official receiver feels that you need access to your account for things like rental payments or bills, they will tell the bank to unfreeze your account and let you use it again, but this is up to the bank. 

If you are in an overdraft or owe the bank money, they can take any remaining funds in your bank account to pay off the debt.

Join the thousands of people changing their lives

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Nesha’s story

Eddie’s story

Peter’s story

Díjak 

British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank díjak
Legjobb folyószámla-szolgáltató 2022 döntőse

SME News Most Innovative Banking Service 2023

SME News
A leginnovatívabb banki szolgáltatás 2023.

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank díjak
A legjobb újonc 2020. Nagy dicséret

As seen on

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We have an account that will suit you

Suits Me Card Essential

Essential
Best for occasional use
Pay as you go /month
  • Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.

Suits Me Card Premium

Premium
Best for basic usage
£4.97 /month
  • Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.

Benefits of opening a Suits Me account

Suits Me offers personal accounts for those who are declared bankrupt.
You can open an account in minutes, with a next-day delivery contactless card. Over 9 out of 10 applications are accepted. Our second-chance accounts are a great choice as the first step in taking control of your finances.

Man checking his bank account on phone

Open an account in minutes
Our advanced technology allows us to open accounts in minutes online.

Women buying clothes with Suits Me card

Safe & secure
Suits Me are different to a bank. We are regulated by different rules. Customer funds are safeguarded at all times and held in a separate client account. 

Ladies having coffee together

Bad credit score
With no credit checks, your bad credit score doesn’t affect our approval to open your account.

Young man on tube checking his bank account

Send & receive payments
Receive and send money in the UK and abroad easily. Our Faster Payments are seriously fast and can all be done self serve via our app.

Food delivery with discounts from Suits Me

Exclusive discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me. New partners are added every week, with money-off deals at Just Eat, Lebara, Lotto Social, Fiit and many more.

Contactless payment with Suits Me card

Unlimited cashback
Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, New Look and more.

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No minimum balances
There are no minimum deposits or balances required to open a Suits Me account and enjoy all the benefits.

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Standing Orders & Direct debits
You can pay Direct Debits and set up Standing Orders from your account.

contactless payment with Suits Me account card

Cash top ups
You can add cash top ups at any PayPoint store.

Lady withdrawing money from ATM

ATM készpénzfelvétel
A Suits Me kártyával készpénzt vehet fel a világ bármely ATM-jéből.

Suits Me emoney account balance

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go, with instant notifications on spending and deposits to your account.

Suits Me Premium account card

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Mum with daughter receiving international transfers

Nemzetközi átutalások
Kedvenc partnerünk, a Remitly segítségével könnyedén küldhetsz nemzetközi fizetéseket és fogadhatsz nemzetközi átutalásokat a Suits Me számládra.

Many checking his wages and benefits

Wages & benefits
Provide your sort code and account number to your employer or benefits provider to have funds transferred directly into your Suits Me account.

Virtual customer service

Virtual customer service
Catering for all our customer needs, with 19 languages and multiple options for communication, from email and Live Chat to telephone and face-to-face video calls.

FAQs

Apply online today for a
Suits Me debit  card in just 3 minutes.
It’s this easy.

You will receive your FREE Mastercard® debit card within a couple of days, sent via first class post with Royal Mail.