เปิดบัญชี เข้าสู่ระบบ
เปิดบัญชี เข้าสู่ระบบ

Second Chance Bank Account

If you have been rejected by a bank account, you still have options. Suits Me offer a Second Chance account, built for people who have been refused by a mainstream bank:

✅No credit checks
✅No lengthy approval process
✅No CIFAS marker check
✅Apply for an account in 3 minutes
✅Get a UK account number & sort code once verified*

*ขึ้นอยู่กับข้อกําหนดด้านกฎระเบียบของ AML

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If you have been rejected by a bank account, you still have options. Suits Me offer a Second Chance account, built for people who have been refused by a mainstream bank:

✅No credit checks
✅No lengthy approval process
✅No CIFAS marker check
✅Apply for an account in 3 minutes
✅Get a UK account number & sort code once verified*

*ขึ้นอยู่กับข้อกําหนดด้านกฎระเบียบของ AML

เปิดบัญชีของคุณ
ทรัสต์ไพล็อต

ผู้คนนับพันคน

ความไว้วางใจเหมาะกับฉัน

  • The best personal account to have. The app is great, and the team is always there when you need them, 24/7. Any issues are sorted in seconds. I highly recommend Suits Me!

    จูเลีย ลูกค้า Suits Me

  • This was my last chance, and I’m so glad I found Suits Me. It’s been a lifesaver. There are some fees, but they’re reasonable and the account is worth it.

    Michael Emm, Suits Me customer

  • I’ve been struggling to get work without a personal account and suits me have gave me a chance they have been brilliant so far thanks.

    นาธาน นูน ลูกค้าของ Suits Me

Why get a second chance account?  

A second chance account has more flexibility than most traditional bank accounts. Here are the key differences:  

คุณสมบัติSuits Me Second Chance Account Traditional Bank Account 
Credit check required เลขที่Usually yes
Application time MinutesLengthier process with checks 
CIFAS checks required เลขที่Often yes
Offers alternative ID ใช่Sometimes
Affected by past account closures เลขที่Often yes
Receive wages / benefits ใช่ใช่
Direct debits and standing orders ใช่ใช่
เงินคืนจากการใช้จ่าย ใช่Rarely

Second Chance Account Benefits and Features  

With a  Second Chance account, you get the everyday features you need to manage your money – plus a few extras most mainstream banks don’t offer. 

ไอคอนการชําระเงินและการโอนเงิน

No credit check, no CIFAS check 

Bad credit will not impact your application. As we do not conduct credit checks at Suits Me, your CIFAS marker will not stop you in opening an account to manage your money. 

เงินคืนเป็นไอคอนมาตรฐาน

Apply with alternative ID 

We accept over 20 alternative IDs, so a lack of standard ID doesn’t have to stop you opening an account. 

ส่วนลดพร้อมไอคอนแบรนด์ชั้นนํา

Cashback and Discounts

Unlock instant cashback and exclusive discounts when you shop with our retail partners. 

ไอคอนการเข้าถึง 24/7

24/7 Mobile App 

Manage your money from the free Suits Me mobile app. Get instant spending notifications, add and remove payees instantly, and access your account whenever you need it.  

ไอคอนแนะนําเพื่อน

No minimum deposit required 

Open an account with no minimum deposit needed.  

ไอคอนการแข่งขันของเจ้าของบัญชี

Payments and transfers 

Receive and send money in the UK and send money abroad easily. Have wages or benefits sent directly to your account, send a Faster Payment or top up with cash at any PayPoint store. 

I’ve Been Refused a Bank Account – How Can I Receive My Wages or Benefits?

If you’ve been refused a bank account, you can still receive wages, salary or eligible benefits into an alternative account that provides you with your own UK sort code and account number.

A Suits Me Second Chance account gives you these account details, so you can provide them to your employer or benefits provider to receive payments directly into your account.

There’s no credit check to apply, and you can open an account online in around 3 minutes.

opening an account for benefits and wages after being refused

How to open a second chance account 

You can open a Suits Me account in three simple steps: 

  1. Choose an account – Complete the online application in around 3 minutes. 
  1. Verify your identity – Provide photo ID and a selfie, or use one of several accepted alternatives if you don’t have standard ID. 
  1. Start using your account – Get your account number and sort code instantly* then receive your contactless debit card by first class post. 

*subject to AML regulatory requirements 

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