Second Chance Banking Account.
Our Second Chance account is designed for anyone who has had financial difficulties or has been refused a bank account with a mainstream bank. Opening a basic account with Suits Me is easy.
Open your account in minutes today!
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Our Second Chance account is designed for anyone who has had financial difficulties or has been refused a bank account with a mainstream bank. Opening a basic account with Suits Me is easy.
Open your account in minutes today!
Open your accountDoes the second chance account have a credit check?
- There are no credit checks with a Suits Me second chance account.
- If you’ve been in debt or have a poor credit score – it’s not a problem.
- We’re the best alternative account for how fast and easy it is to open an account with us.
Why open a second chance account with Suits Me?
- Open an account in three minutes or less
- No credit checks required
- No photo ID? Not an issue
- No overdrafts so you can budget better
- Free basic account with contactless card
What support is available to you when you are in debt?
There is lots of free help and advice available to you when you are in debt. A number of charities can support you with understanding your options. Suits Me® are here to support you with giving you a new personal account and help you on your way to a fresh start.
The plans offered when you are in debt include formal (legally binding agreement)and informal arrangements (you can terminate the arrangement at any time). Below is a list of Debt plans our customers are using:
- Debt Management Plan (DMP)
- Individual Voluntary Arrangement (IVA)
- Debt Relief Order (DRO)
- Administration Order
1
Choose an account
Select your account type and complete the online application in 3 minutes.
2
Load your account
Add money via transfer, wages or cash topup.
3
Use Suits Me® everyday
Get cashback on your everyday shopping.
Account for Debt
If you have recently decided to enter an arrangement for your debt, you may need to apply for and open another bank account with a different provider. Opening a new account with a high street bank can be difficult when you have a poor credit score or enter an arrangement for debt.
Suits Me® offer accounts to UK residents whatever your financial situation. If you have bad credit our easy application means you will have instant access to a UK account and next day delivery of your contactless card.
Account Features
Opening a Suits Me® account allows you to gain access to multitude of money management features:
- E-money account
- Mobile app
- Online banking
- Debit card
- Payment and transfers
- Direct Debits
- Standing orders
- Cashback rewards and exclusive discounts
- Saving & budgeting
- Google Pay (coming soon)
- Samsung Pay (coming soon)
- Apple Pay (coming soon)
Opening a Suits Me® Account
Opening your Suits Me® e-money account is as easy at A-B-C. You can either provide photo ID and a selfie or we accept lots of alternatives.
All you need to do is complete our application form, select your ID type and you will receive your account number and sort code in minutes. Your contactless debit card will arrive the next day.
We have helped hundreds of customers who needed a second chance account:
FAQS
What is the easiest bank to get approved for?
Honestly, traditional banks can be tricky if you’ve had money troubles or no credit history. That’s where Suits Me comes in. We make it super simple – no credit checks, no long waits. Just apply online and you’re good to go, often in minutes.
What to do if no bank will accept me?
Been turned down more than once? You’re not alone and you’re not out of options. Suits Me was made for situations like this. We don’t judge your past; we just help you get a proper account so you can move forward with confidence.
Does Suits Me run a credit check?
Nope! We don’t do any credit checks when you apply. Your credit score doesn’t define you, and it doesn’t stop you from getting an account with us.
Can you have two UK accounts?
Yep, you sure can! There’s no rule saying you can’t have more than one. In fact, lots of people use a second account to keep on top of bills, separate spending, or just get a fresh start. Suits Me works perfectly as a main or second account.
How long does a bank blacklist last in the UK?
If you’ve ended up on a blacklist, like with CIFAS or a credit reference agency, the record can stick around for up to 6 years. But don’t stress – Suits Me doesn’t rely on that info. We’re here to give you a second chance, no matter what’s in your financial past.