Bankrupt or facing bankruptcy? You’re in the right place.

Bankruptcy doesn’t mean you can’t have an account to manage your money.

Suits Me have helped thousands of people in bankruptcy.

Open your account in minutes
Suits Me personal online account
Suits Me personal online account

Bankruptcy doesn’t mean you can’t have an account to manage your money.

Suits Me have helped thousands of people in bankruptcy.

Open your account in minutes

Whatever your situation, we’ve got you.

If you’ve filed for bankruptcy or thinking about bankruptcy, you might find it difficult to open a high street current account.

Not with Suits Me, the alternative to a high street bank account:

✅ No credit checks
✅ Open an account in minutes
✅ Easy to use Mobile App
✅ All the banking-like features you need

Open your account
smiling women looking at camera

Bankrupt and don’t know where to turn?

We know how hard it can be struggling with debt.

Being declared bankrupt is not a milestone anyone celebrates, however, it can be a fresh start and put the stress of juggling debt behind you.

Suits Me were born out of a passion for helping those who struggle to open a bank account. We believe everyone should have access to an account to manage their money. This includes those who are filing for bankruptcy or those who are discharged bankrupts.

If you are over 18, you can open an account with Suits Me. Over 9 out of 10 of our applications are successful.

Open your account
Suits Me customer

“I’ve had problems with credit and was refused by banks for even a basic account which left me with no way of receiving wages. Suits me offered a solution and my account is now open. Very easy to apply and card was shipped within 24 hours of first applying. Went with the higher tier account for apps £10/month as I think its the best value if you’re going to use it regularly. Great alternative to a high street bank.”
Suits Me customer

“Terrible credit and bankrupt couldn’t get an account anywhere! Accepted quickly and even though I made a mistake on application, Suits Me dealt with it in good time and I’m now an account holder again! Bad credit etc try Suits Me!!”
Suits Me customer

“Been getting refused left right and centre for banks but suits me accepted me and was all very fast ! Cards in the post !”

Dont just take our word for it!

Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.

Why choose Suits Me?

We offer accounts to suit you, with flexibility and control.

We don’t conduct credit checks and we don’t ask for minimum deposits to unlock rewards. There’s no overdrafts, so you can better manage your money.

Our customer service is award-winning. We don’t use chatbots, we speak your language and we use real people who understand your needs.

If your circumstances change, we won’t charge to close your account.

Join the thousands of people changing their lives

Trust Pilot Logo
Smart Money people logo
Apple app logo
Google Play app logo

Nesha’s story

Eddie’s story

Peter’s story


British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank Awards
Best Current Account Provider 2022 Finalist

SME News Most Innovative Banking Service 2023

SME News
Most Innovative Banking Service 2023

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank Awards
Best Newcomer 2020 Highly Commended

As seen on

BBC logo


Dave Logo


Yahoo finance logo

Yahoo Finance

Sky Atlantic logo

Sky Atlantic

Evening Standard logo

Evening Standard

Daily Mail Logo

Daily Mail

Mirror logo


We have an account that will suit you

Suits Me Card Essential

Best for occasional use
Pay as you go /month
  • Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types. Overall monthly costs can be higher than our other account types if used as a main account or high volumes of payments.

Suits Me Card Premium

Best for basic usage
£4.97 /month
  • Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.

Benefits of opening a Suits Me account

Suits Me offers personal accounts for those who are declared bankrupt.
You can open an account in minutes, with a next-day delivery contactless card. Over 9 out of 10 applications are accepted and no credit checks are conducted. Our second-chance accounts are a great choice as the first step in taking control of your finances.

Man checking his bank account on phone

Open an account in minutes
Our advanced technology allows us to open accounts in minutes online.

Women buying clothes with Suits Me card

Safe & secure
Suits Me are different to a bank. We are regulated by different rules. Customer funds are safeguarded at all times and held in a separate client account. 

Ladies having coffee together

Bad credit score
With no credit checks, your bad credit score doesn’t affect our approval to open your account.

Young man on tube checking his bank account

Send & receive payments
Receive and send money in the UK and abroad easily. Our Faster Payments are seriously fast and can all be done self serve via our app.

Food delivery with discounts from Suits Me

Exclusive discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me. New partners are added every week, with money-off deals at Just Eat, Lebara, Lotto Social, Fiit and many more.

Contactless payment with Suits Me card

Unlimited cashback
Save money when you use your Suits Me card with our partners, in store and online. Get unlimited cashback into your account with partners like Argos, Sainsbury’s ASDA, B&Q, Foot Locker, New Look and more.

Young lady checking her bank balance

No minimum balances
There are no minimum deposits or balances required to open a Suits Me account and enjoy all the benefits.

Person checking daily activity on phone

Standing Orders & Direct debits
You can pay Direct Debits and set up Standing Orders from your account.

contactless payment with Suits Me account card

Cash top ups
You can add cash top ups at any PayPoint store or Post Office.

Lady withdrawing money from ATM

ATM withdrawals
You can use your Suits Me card to withdraw cash at any ATM machine worldwide.

Suits Me emoney account balance

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go, with instant notifications on spending and deposits to your account.

Suits Me Premium account card

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Mum with daughter receiving international transfers

International transfers
With our preferred partner, Remitly, you can easily make international payments and receive international transfers into your Suits Me account.

Many checking his wages and benefits

Wages & benefits
Provide your sort code and account number to your employer or benefits provider to have funds transferred directly into your Suits Me account.

Virtual customer service

Virtual customer service
Catering for all our customer needs, with 19 languages and multiple options for communication, from email and Live Chat to telephone and face-to-face video calls.

How to open your account

Hit the button

1. Hit the button

Fill out the form

2. Fill out the form

Download the App

3. Download the App

Bad credit

Bad credit can be a barrier to opening a bank account or accessing an account with rewards.  Not with Suits Me. We support thousands of people who have bad credit and help them with an easy to use
instant account.

Dealing with debt is hard. If you have been made bankrupt, Suits Me can provide all the banking-like features you need. We make it easy to open an account and there is no risk of further debt.
If you are entering into or already in an IVA, it is best to open a new account. Suits Me provide fresh start accounts in minutes, getting you back on track with your finances.
No Credit Checks
We do not conduct credit checks when you open an account with Suits Me.  As we do not offer credit, we do not need to make a mark on your credit file.
No Verified Proof of Address*
Situations change and often our customers find that they don’t have the required documentation to prove their address. We don’t need you to provide 3 months proof of address to open a Suits Me account.
No Photo ID*
No passport or driving license? Not a problem. You can open a Suits Me account with a selfie and other alternative ID. As it is online, there is no need to post documents or visit a bank, and you can apply in minutes.
New to the UK
Suits Me support those new to the UK by removing the challenges of opening a bank account. We accept the ID* you have on arrival and confirm your application online. With customer support in 19 languages, we can provide help in a language that suits you.
CIFAS Markers
CIFAS Markers can prevent you from opening a bank account.  If you have been a victim of impersonation this can be very frustrating and unfair.  We help those who are in this situation and need to open an account quickly online due to the closure of their previous account.
Asylum Seekers
We understand that arriving into the UK from overseas is difficult. Often, not having the required documents is a barrier to getting a bank account and starting your new life. With Suits Me, you can open an account online in minutes, with just a selfie and an ARC card *.
Our accounts are perfect for students who want to get cashback and access discounts.  With no minimum deposits you can use our accounts to suit you needs.
If you are looking to manage your gambling spending, Suits Me accounts can be set up in minutes and allow you to budget more effectively. Many Suits Me customers use our accounts to ensure gambling funds are kept separate from their main bank account.
If you are looking for an account for online gaming, look no further. A separate Suits Me account can be set up in minutes and you can better manage your gaming spend.

Apply online today for a
Suits Me debit  card in just 3 minutes.
It’s this easy.

You will receive your FREE Mastercard® debit card within a couple of days, sent via first class post with Royal Mail.