Introducing the Essential account!

The one you’ve been waiting for… ūü•Ā an e-money account with no monthly fee designed for the ‘pay as you go’ savvy user ūü§Ď.

The Essential account comes with a new look white Mastercard¬ģ debit card and banking like features to help you manage your money your way! Including:

  • Mobile and online banking
  • Cashback rewards
  • Multilingual customer service available 7 days a week
  • Bank transfers and standing orders

Open your account now

Essential card and app

What you need to apply for an Essential prepaid debit card

  • To be aged 18 or over
  • Have a UK address
  • Have one form of accepted ID – Either a full UK Driving licence (if a UK citizen), passport or national ID card (if an EU citizen)
Lets get started
Essential debit card

How can I get one?

Opening your Suits Me Essential e-money account is quick and easy! Just fill out our online application form, upload your live selfie and accepted ID and you will get an account number and sort in as little as 10 minutes. Your contactless Mastercard¬ģ prepaid debit card will then arrive in the post within 3-5 working days and you can then set up your online and mobile banking, activate your debit card and start spending!

Sign up now
Essential card and app

How much does it cost?

Although there is no monthly fee, there is a one off £5 charge to activate your account and some small extra charges for uses of various features.

Visit our pricing page to view a complete list of our costs and charges for our Essential e-money account, as well as our Premium and Premium Plus accounts.

Open your account
Essential card

An overview of the select features and pricing of our Essential account can be found below. If you are looking for an e-money account providing direct debits, our Premium and Premium Plus accounts are more suitable.

Essential

FREE* /month
  • Contactless prepaid debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    £1.00

    International: £2.50 plus 2% of the transaction value

  • Cash top-up

    £2.00 + 2.6%

    At any UK PayPoint

  • Mobile banking app

    FREE

  • Online banking account

    FREE

*Please Note: There is a one-off activation fee of £5.00. This is taken once the first load of money enters the account.

View Terms & Conditions

Premium

£4.97 /month
  • Contactless debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    £1.25

    International: £2.50 plus 2.57% of the transaction value

  • Cash top-up

    £0.99 + 2.6%

    At any UK PayPoint

  • Mobile banking app

    FREE

  • Online banking account

    FREE

Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.

View Terms & Conditions

Premium Plus

£9.97 /month
  • Contactless debit card

    FREE

    Delivered within 3-5 working days

  • ATM withdrawals (UK)

    4x FREE

    International: £2.50 plus 2.57% of the transaction value

  • Cash top-up

    £0.50 + 2.6%

    At any UK PayPoint

  • Mobile banking app

    FREE

  • Online banking account

    FREE

Please Note: There is a one-off, additional first load fee of £9.97. This is taken once the first load of money enters the account.

View Terms & Conditions

Applying for a Suits Me debit card is as easy as 1, 2, 3

Step 1 - 3 cards 1

Choose an account to open

Choose your favourite e-money account from our 3 account types

Selfie and ID 2

10 minutes to open your account

Complete your application form, take a selfie, and upload your ID

Essential debit card and app in a circle 3

3 Ways to manage your finances

Get your contactless Mastercard¬ģ prepaid debit card in 3-5 working days and access to online and mobile banking