Get a prepaid card online today
Suits Me offers something better.
A prepaid card that is easy to open online and gives you instant cashback.
Open your account in just 3 minutes!
Download our App
Download our App
Suits Me offers something better.
A prepaid card that is easy to open online and gives you instant cashback.
Open your account in just 3 minutes!
Open your account todayWe offer more than standard prepaid cards
To send you a free prepaid card, we don’t ask for 3 months proof of address, we don’t conduct credit checks, we don’t ask for minimum deposits to unlock rewards or top brand discounts.
We make it really easy to apply and reward our customers as standard. Our accounts are designed to suit you. It’s all in the name. Easy to apply, easy to use and so many extras at no additional monthly cost.
Why use a prepaid card?
- Easy to open – because there are no credit checks or bank accounts needed, a prepaid card is really easy to open online
- Safe and more convenient than cash – just load up your card, and spend your money as you wish. But without the worry of losing your cash.
- Good for budgeting – lots of our customers use prepaid accounts to budget effectively. You can set aside an amount for a trip or evening out, and you know what you have spent and what you have left of your budget.
- Digitally friendly – you can manage everything through our app and manage your account digitally.
Join the thousands of people changing their lives
Nesha’s story
Eddie’s story
Peter’s story
Awards
British Bank Awards
Best Current Account Provider 2022 Finalist
SME News
Most Innovative Banking Service 2023
British Bank Awards
Best Newcomer 2020 Highly Commended
Tap in style with one of our vibrant cards
Choose your Suits Me account type and we will send you a free prepaid card via first class post. Many of our customers receive this the next day.
Your money, your way
There are lots of ways to add funds to your card and access your money. Have your wages or benefits sent directly to your account, send a Faster Payment or cash top up at any PayPoint store.
You can use your card online, in-store, at any ATM machine globally.
Go contactless with your Prepaid Card
With our prepaid cards, there’s no need to enter your PIN.
Simply tap your card on the card reader for transactions up to £100 and wait for the transaction to be approved. That way, there’s no need to carry cash.
Freeze and unfreeze, wherever, whenever
Lost your prepaid card but think you may be able to find it?
Keep your account and money safe by freezing your card in the app or via your online account. Found it? Great! Unfreeze your card by logging back into the app or your online account.
Cashback with your purchases
Save money when you use your Suits Me card in our partner retail stores or when you shop online.
You’ll get cashback back in to your Suits Me® account.
Our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.
Discounts with top brands
Access our exclusive customer discounts with top brands when you have an account with Suits Me.
We have different partners every week for you to enjoy great money off deals. Our discount partners include Just Eat, Lebara, FastPass, Lotto Social, Fiit and many more.
Choose the right account for You
Essential
Pay as you go /month
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Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types.
For a list of all of Suits Me’s fees please see our Terms and Conditions
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Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account to use now and again rather than as a main account choose Essential. Although there is no set monthly fee, individual charges are higher than the other account types.
For a list of all of Suits Me’s fees please see our Terms and Conditions
Premium
Best for intermediate use
£4.97 /month
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Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.
For a list of all of Suits Me’s fees please see our Terms and Conditions
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Our Premium account is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional account for wages and benefits or have multiple payments into their account choose Premium.
For a list of all of Suits Me’s fees please see our Terms and Conditions
Premium Plus
Best for main account
£9.97 /month
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Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.
For a list of all of Suits Me’s fees please see our Terms and Conditions
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Our Premium Plus account is loaded with value plus you receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. The Premium Plus account is normally the cheapest option for those who want a fully functional bank account replacement as average usage is all included.
For a list of all of Suits Me’s fees please see our Terms and Conditions
FAQs
What is a prepaid debit card?
A prepaid debit card works like a regular debit card, but you load money onto it in advance rather than linking it to a bank account. You can only spend what you’ve put on the card, which helps with budgeting and money management. It’s accepted anywhere that takes Mastercard or Visa, including shops, online, and cash machines, making it a flexible way to manage your spending without the risk of going overdrawn.
Do I need a bank account for a prepaid debit card?
No, you don’t need a traditional bank account for a prepaid debit card. That’s one of the main benefits – prepaid cards work independently from bank accounts. This makes prepaid cards particularly useful for people who can’t get a standard bank account or prefer to keep their spending separate.
How do I put money on a prepaid card?
There are several convenient ways to add money to your Suits Me prepaid card:
- Direct deposit – Have your wages or benefits paid straight onto the card
- Bank transfer – Send money from another account using Faster Payments
- Cash top-ups – Add cash at thousands of PayPoint stores across the UK
- Online transfer – Move money from another card or account through the mobile app or website
- Standing orders – Set up regular automatic payments onto your card
Most methods are instant or available within hours, so you can access your money quickly when you need it.
How to open your account
1. Hit the button
2. Fill out the form
3. Download the App
Suits Me customer |
“I’ve had problems with credit and was refused by banks for even a basic account which left me with no way of receiving wages. Suits me offered a solution and my account is now open. Very easy to apply and card was shipped within 24 hours of first applying. Went with the higher tier account for apps £10/month as I think its the best value if you’re going to use it regularly. Great alternative to a high street bank.” |
| Suits Me customer |
“Terrible credit and bankrupt couldn’t get an account anywhere! Accepted quickly and even though I made a mistake on application, Suits Me dealt with it in good time and I’m now an account holder again! Bad credit etc try Suits Me!!” |
| Suits Me customer |
“I’m very happy to have found Suits Me while searching for a bank account that offers accounts to people like me with no credit history as I’ve just returned back to the UK after years and had no credit history, all other banks require some history and it’s very difficult for people newly moved into the country.” |
Dont just take our word for it!
Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.
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Open your account today
Apply for an e-money account today and get your Mastercard® debit card in
3-5 working days – with no credit checks!
