We are committed to being open about all the costs associated with a Suits Me Account.
We have no hidden charges. There are two types of account, Premium and Premium Plus. Both e-accounts give you access to a contactless Visa debit card, mobile banking app and great cashback reward scheme.
The account type best for you depends on which account features you need. The Premium account is £4.97 with additional charges for usage. The Premium Plus is £9.97 month with four free ATM withdrawals per month and reduced fees for other transactions. See below for full details of costs associated with each account type.
For a full set of terms and conditions in multiple languages, follow this link.
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Fees and Charges |
Suits Me |
Suits Me |
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Card Fee |
Free |
Free |
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Additional Card |
£5.00 |
£5.00 |
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Replacement Card (Lost/stolen/damaged replacement card) |
£5.00 |
£5.00 |
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Monthly Management Fee |
£4.97 per month |
£9.97 per month |
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First Load Fee |
£9.97 |
£9.97 |
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Card delivery times |
Within 10 working days |
Within 10 working days |
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TRANSACTIONS/PURCHASES |
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UK purchases |
Free |
Free |
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European purchases |
£1.97 plus 2.35% of the transaction value |
£1.97 plus 2.35% of the transaction value |
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International purchases |
£1.97 plus 2.57% of the transaction value |
£1.97 plus 2.57% of the transaction value |
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ATM Withdrawal UK* |
£1.25 |
£1.12 (4 free per month) |
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ATM Withdrawal Europe* |
£2.50 plus 2.35% of the transaction value |
£2.24 plus 2.35% of the transaction value |
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ATM Withdrawal International* |
£2.50 plus 2.57% of the transaction value |
£2.24 plus 2.57% of the transaction value |
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Cashback Instore |
Free |
Free |
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ACCOUNT LOAD FEES |
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Bank transfer |
Free (maximum £10,000) |
Free (maximum £10,000) |
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Bank transfer from outside the UK |
Free (maximum £7,500) |
Free (maximum £7,500) |
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PayPoint |
£0.99 + 2.6% |
£0.50 + 2.6% |
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FUNDS MOVEMENT AND TRANSFER FEES |
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Next day transfer from account |
£0.60 |
£0.50 |
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Same day Faster Payment transfer from account |
£0.60 |
£0.50 |
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Account to Account Transfer |
£0.60 |
£0.50 |
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Same day transfer from account (CHAPS) |
£27.50 |
£25.00 |
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International transfer regular |
£24.00 |
£22.00 |
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International transfer urgent |
£30.00 |
£28.00 |
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OTHER FEES |
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Balance Enquiry |
Free |
Free |
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ATM balance enquiry |
£0.24 |
£0.24 |
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SMS Alerts** |
£0.20 |
£0.20 |
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Email Alerts |
Free |
Free |
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Call costs to Customer Services |
Standard geographical rate |
Standard geographical rate |
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Statements paper (per 62 days) |
£5.00 |
£5.00 |
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Statements online (per 62 days) |
Free |
Free |
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Standing order setup fee |
£0.60 |
Free |
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Direct Debit Setup Fee |
£0.60 |
£0.50 |
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Unpaid Direct Debit fee |
£15.00 |
£15.00 |
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Direct Debit Monthly Fee |
£0.60 |
£0.50 |
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Direct Debit Amendment Fee |
£0.60 |
£0.50 |
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Direct Debit Cancellation Fee |
£0.60 |
£0.50 |
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Direct Debit Collection Fee |
£0.60 |
£0.50 |
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Declined Transaction Fee |
£0.20 |
£0.20 |
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Administration Fees |
£20.00 |
£20.00 |
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Card cancellation fee |
Free |
Free |
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Redemption fee |
£5.00 |
£5.00 |
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LIMITS |
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Maximum daily ATM withdrawal |
£300.00 |
£500.00 |
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Maximum balance |
£10,000.00 |
£10,000.00 |
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PayPoint Daily pay in |
£249.00 |
£249.00 |
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Minimum Initial Load |
£20.00 |
£20.00 |
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Expiry |
36 months |
36 months |
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