We are committed to being open about all the costs associated with a Suits Me Account.

We have no hidden charges. There are two types of account, Premium and Premium Plus.  Both e-accounts give you access to a contactless Visa debit card, mobile banking app and great cashback reward scheme. 

The account type best for you depends on which account features you need.  The Premium account is £4.97 with additional charges for usage.  The Premium Plus is £9.97 month with four free ATM withdrawals per month and reduced fees for other transactions. See below for full details of costs associated with each account type.

For a full set of terms and conditions in multiple languages, follow this link.

Fees and Charges

Suits Me
Premium
(Value GBP)

Suits Me
Premium Plus
(Value GBP)

Card Fee

Free

Free

Additional Card

£5.00

£5.00

Replacement Card

(Lost/stolen/damaged replacement card)

£5.00

£5.00

Monthly Management Fee

£4.97 per month

£9.97 per month

First Load Fee

£9.97

£9.97

Card delivery times

Within 10 working days

Within 10 working days

TRANSACTIONS/PURCHASES

UK purchases

Free

Free

European purchases

£1.97 plus 2.35% of the transaction value

£1.97 plus 2.35% of the transaction value

International purchases

£1.97 plus 2.57% of the transaction value

£1.97 plus 2.57% of the transaction value

ATM Withdrawal UK*

£1.25

£1.12 (4 free per month)

ATM Withdrawal Europe*

£2.50 plus 2.35% of the transaction value

£2.24 plus 2.35% of the transaction value

ATM Withdrawal International*

£2.50 plus 2.57% of the transaction value

£2.24 plus 2.57% of the transaction value

Cashback Instore

Free

Free

ACCOUNT LOAD FEES

Bank transfer

Free

(maximum £10,000)

Free

(maximum £10,000)

Bank transfer from outside the UK

Free

(maximum £7,500)

Free

(maximum £7,500)

PayPoint

£0.99 + 2.6%

£0.50 + 2.6%

FUNDS MOVEMENT AND TRANSFER FEES

Next day transfer from account

£0.60

£0.50

Same day Faster Payment transfer from account

£0.60

£0.50

Account to Account Transfer

£0.60

£0.50

Same day transfer from account (CHAPS)

£27.50

£25.00

International transfer regular

£24.00

£22.00

International transfer urgent

£30.00

£28.00

OTHER FEES

Balance Enquiry

Free

Free

ATM balance enquiry

£0.24

£0.24

SMS Alerts**

£0.20

£0.20

Email Alerts

Free

Free

Call costs to Customer Services

Standard geographical rate

Standard geographical rate

Statements paper (per 62 days)

£5.00

£5.00

Statements online (per 62 days)

Free

Free

Standing order setup fee

£0.60

Free

Direct Debit Setup Fee

£0.60

£0.50

Unpaid Direct Debit fee

£15.00

£15.00

Direct Debit Monthly Fee

£0.60

£0.50

Direct Debit Amendment Fee

£0.60

£0.50

Direct Debit Cancellation Fee

£0.60

£0.50

Direct Debit Collection Fee

£0.60

£0.50

Declined Transaction Fee

£0.20

£0.20

Administration Fees

£20.00

£20.00

Card cancellation fee

Free

Free

Redemption fee

£5.00

£5.00

LIMITS

Maximum daily ATM withdrawal

£300.00

£500.00

Maximum balance

£10,000.00

£10,000.00

PayPoint Daily pay in

£249.00

£249.00

Minimum Initial Load

£20.00

£20.00

Expiry

36 months

36 months

Set up your e-account and debit card now