We are committed to being open about all the costs associated with a Suits Me Account.

We have no hidden charges. There are two types of account, Premium and Premium Plus.  Both e-accounts give you access to a contactless Visa debit card, mobile banking app and great cashback reward scheme. 

The account type best for you depends on which account features you need.  The Premium account is £4.97 with additional charges for usage.  The Premium Plus is £9.97 month with four free ATM withdrawals per month and reduced fees for other transactions. See below for full details of costs associated with each account type.

For a full set of terms and conditions in multiple languages, follow this link. Please note the Suits Me e-account is to be used for personal use only and is not a business bank account.

Fees and Charges

Suits Me
Premium
(Value GBP)

Suits Me
Premium Plus
(Value GBP)

Card Fee

Free

Free

Additional Card

£5.00

£5.00

Replacement Card

(Lost/stolen/damaged replacement card)

£5.00

£5.00

Monthly Management Fee

£4.97 per month

£9.97 per month

First Load Fee

£9.97

£9.97

Card delivery times

Within 10 working days

Within 10 working days

TRANSACTIONS/PURCHASES

UK purchases

Free

Free

European purchases

£1.97 plus 2.35% of the transaction value

£1.97 plus 2.35% of the transaction value

International purchases

£1.97 plus 2.57% of the transaction value

£1.97 plus 2.57% of the transaction value

ATM Withdrawal UK*

£1.25

£1.12 (4 free per month)

ATM Withdrawal Europe*

£2.50 plus 2.35% of the transaction value

£2.24 plus 2.35% of the transaction value

ATM Withdrawal International*

£2.50 plus 2.57% of the transaction value

£2.24 plus 2.57% of the transaction value

Cashback Instore

Free

Free

ACCOUNT LOAD FEES

Bank transfer (maximum £10,000)

Free

Free

Bank transfer from outside the UK (maximum £7,500)

Free

Free

PayPoint

£0.99 + 2.6%

£0.50 + 2.6%

FUNDS MOVEMENT AND TRANSFER FEES

Next day transfer from account

£0.60

£0.50

Same day Faster Payment transfer from account

£0.60

£0.50

Account to Account Transfer

£0.60

£0.50

Same day transfer from account (CHAPS)

£27.50

£25.00

International transfer regular

£24.00

£22.00

International transfer urgent

£30.00

£28.00

OTHER FEES

Balance Enquiry

Free

Free

ATM balance enquiry

£0.24

£0.24

SMS Alerts**

£0.20

£0.20

Email Alerts

Free

Free

Call costs to Customer Services

Standard geographical rate

Standard geographical rate

Statements paper (per 62 days)

£5.00

£5.00

Statements online (per 62 days)

Free

Free

Standing order setup fee

£0.60

Free

Direct Debit Setup Fee

£0.60

£0.50

Unpaid Direct Debit fee

£15.00

£15.00

Direct Debit Monthly Fee

£0.60

£0.50

Direct Debit Amendment Fee

£0.60

£0.50

Direct Debit Cancellation Fee

£0.60

£0.50

Direct Debit Collection Fee

£0.60

£0.50

Declined Transaction Fee

£0.20

£0.20

Administration Fees

£20.00

£20.00

Card cancellation fee

Free

Free

Redemption fee

£5.00

£5.00

LIMITS

Maximum daily ATM withdrawal

£300.00

£500.00

Maximum balance

£10,000.00

£10,000.00

PayPoint Daily pay in

£249.00

£249.00

Minimum Initial Load

£20.00

£20.00

Expiry

36 months

36 months

Set up your e-account and debit card now