Monzo Alternative

Try Suits Me, an alternative to Monzo.

Open an account in minutes as a Monzo alternative.

✅ No verified proof of address needed*
✅ No photo ID* needed
✅ No credit checks

Open your account

Download our App

Download on the App Store Get it on Google Play

Download our App

Download on the App Store Get it on Google Play

Try Suits Me, an alternative to Monzo.

Open an account in minutes as a Monzo alternative.

✅ No verified proof of address needed*
✅ No photo ID* needed
✅ No credit checks

Open your account

Why choose Suits Me as a Monzo Alternative?

Instant access to a UK account

Add and take out cash to your account in your local shop 7 days a week.

Contactless Mastercard® debit card

Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.

Payments & Transfers

Receive and send money in the UK and abroad. Pay Direct Debits and Standing Orders from your account. Send money easily using our fully functional mobile app.

Use & Earn

Use your Suits Me card and earn up to 15% cashback with our partners.

Multi-lingual support

Our Customer Care team speak 18 languages to help all of our customers, whenever and wherever you need help.

Refer & Earn

Refer your friends to apply and use their Suits Me® card, and earn £25 per friend! No limit on the number of friends you refer.

Open your account

1. Hit the button

2. Fill out the form

3. Download the App

Instant accounts whatever your situation

Bad credit Bad credit can be a barrier to opening a bank account or accessing an account with rewards. Not with Suits Me. We support thousands of people who have bad credit and help them with an easy to use instant account.	Bankrupt Dealing with debt is hard. If you have been made bankrupt, Suits Me can provide all the banking-like features you need. We make it easy to open an account and there is no risk of further debt.	IVA If you are entering into or already in an IVA, it is best to open a new account. Suits Me provide fresh start accounts in minutes, getting you back on track with your finances.
No Credit Checks We do not conduct credit checks when you open an account with Suits Me. As we do not offer credit, we do not need to make a mark on your credit file. If you are entering into or already in an IVA, it is best to open a new account. Suits Me provide fresh start accounts in minutes, getting you back on track with your finances.	No Verified Proof of Address* Situations change and often our customers find that they don’t have the required documentation to prove their address. We don’t need you to provide 3 months proof of address to open a Suits Me account.	No Photo ID* No passport or driving license? Not a problem. You can open a Suits Me account with a selfie and other alternative ID. As it is online, there is no need to post documents or visit a bank, and you can apply in minutes.
New to the UK Suits Me support those new to the UK by removing the challenges of opening a bank account. We accept the ID* you have on arrival and confirm your application online. With customer support in 19 languages, we can provide help in a language that suits you.	CIFAS Markers CIFAS Markers can prevent you from opening a bank account. If you have been a victim of impersonation this can be very frustrating and unfair. We help those who are in this situation and need to open an account quickly online due to the closure of their previous account.	Asylum Seekers We understand that arriving into the UK from overseas is difficult. Often, not having the required documents is a barrier to getting a bank account and starting your new life. With Suits Me, you can open an account online in minutes, with just a selfie and an ARC card *.
Students Our accounts are perfect for students who want to get cashback and access discounts. With no minimum deposits you can use our accounts to suit you needs.	Gambling If you are looking to manage your gambling spending, Suits Me accounts can be set up in minutes and allow you to budget more effectively. Many Suits Me customers use our accounts to ensure gambling funds are kept separate from their main bank account.	Gaming If you are looking for an account for online gaming, look no further. A separate Suits Me account can be set up in minutes and you can better manage your gaming spend.

*subject to AML regulatory requirements

Open your account

We have an account that will suit you

Essential
Best for occasional use

Pay as you go /month

Essential is our pay as you go card. An instant account to give you flexibility and control when you need a separate account. Our customers who need an account with all the partner benefits and discounts to use now and again rather than as a main account choose Essential.

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Premium
Best for basic usage

£4.97 /month

Our everyday card is packed with extras. This account will let you do everything you need to manage your money whilst giving you cashback and discounts. Customers who need a basic and functional main account for wages and benefits choose Premium.

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Premium Plus
Best for main account

£9.97 /month

Our Premium Plus account is loaded with value plus. You receive our VIP queue jump service. This account is a favourite with our customers with its inclusive package. This account is great for those who want an alternative to a high street bank account.

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Features of our Accounts as an alternative to Monzo

ATM withdrawals
You can use your Suits Me card to withdraw cash at any ATM machine worldwide.

Easy to use mobile app
Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

Free contactless debit card
Sent via first class post and often received the next day. Your contactless debit card allows you to use it anywhere you go. Just search for the contactless symbol.