Second Chance Banking Account.
Our Second Chance account is designed for anyone who has had financial difficulties or has been refused a bank account with a mainstream bank. Opening an account with Suits Me is easy, quick and secure
Open your account in minutes today.
Our Second Chance account is designed for anyone who has had financial difficulties or has been refused a bank account with a mainstream bank. Opening an account with Suits Me is easy, quick and secure
Open your account in minutes today.
Open your accountThousands of people
trust Suits Me
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I’ve been struggling to get work without a bank and suits me have gave me a chance they have been brilliant so far thanks.
Nathan Noon, Suits Me customer
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The best bank to be with. This app, and this bank, it’s keeping in touch with you 24/7, and it’s solving your issues in seconds. I very very recommend it!
Julia, Suits Me customer
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So far so good. Had an issue with my previous bank. Suits Me stepped in and provided everything I needed in a very stressful time. Very happy to keep using them to receive my money and spend it,especially in shops like IKEA 😌
Jack, Suits Me customer
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Hello! Thank you accepting me and giving me a chance to live, to work, to carry on with my existence! I was very impressive about your promptitude giving me answer to my question! Thanks!***
LC, Suits Me customer
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This was my last chance and I am glad go have a banking account, suits me is a life saver, ok you have to pay for some transactions but it is not much, but it is worth it.
Michael Emm
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Fantastic, the best bank service I’ve ever had.
Jack, Suits Me customer
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I love this little bank. A great card – easy access to online – great support team.
Tamara, Suits Me customer
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Brilliant bank so far.
Craig, Suits Me customer
Why open a second chance account with Suits Me?
Amazing features & benefits with every Suits Me account
Payments and transfers
Receive and send money in the UK and send money abroad easily. Have wages or benefits sent directly to your account, send a Faster Payment or cash top up at any PayPoint store.
Cashback as standard
Save money when you use your Suits Me card in our partner retail stores or when you shop online. You’ll get cashback back into your Suits Me account.
Discounts with top brands
Access our exclusive customer discounts with top brands. We have different partners every week for you to enjoy great money-off deals.
24/7 access
Instant access to your account wherever, whenever, via the online portal on our website or with the Suits Me app.
Refer a friend
Refer your friends to apply and use their Suits Me card, and earn up to £50 per friend! No limit on the number of friends you refer.
Account holder competitions
Join in our exclusive account holder competitions every month for the chance to win cash prizes, amazing discounts and much more.
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Choose an account
Select your account type and complete the online application in 3 minutes.
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Add money to your account
Add money via transfer, wages or cash topup.
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Use Suits Me everyday
Get cashback on your everyday shopping.
Second Chance Bank Accounts vs Traditional Bank Accounts
Traditional bank accounts often come with eligibility requirements that can make them difficult to access if you’ve had financial difficulties before. A second chance bank account is specifically designed to be more accessible, giving you a way to manage your money without needing a perfect financial history.
If you’ve found traditional banking out of reach, a second chance account is a practical, realistic alternative that gets you back to managing your money with confidence.
What do you need to open a Suits Me second chance account?
Opening your Suits Me account is simple. You can either provide photo ID and a selfie or we accept lots of alternatives.
All you need to do is complete our application form, select your ID type and you will receive your account number and sort code in minutes. Your contactless debit card will arrive via first class post.
FAQS
What is the easiest bank to get approved for?
Honestly, if you’ve had money troubles or bad credit, it can be difficult. That’s where Suits Me comes in. We make it simple – no credit checks, no long waits. Just apply online in minutes, upload the ID that you have and your application will be processed.
What to do if no bank will accept me?
Been turned down more than once? You’re not alone and you’re not out of options. Suits Me was made for situations like this. We don’t judge your past; we just help you get a second chance account so you can move forward with confidence.
Does Suits Me run a credit check?
No. We don’t do any credit checks when you apply. Your credit score doesn’t define you, and it doesn’t stop you from getting an account with us.
Can you have two UK accounts?
Yes, you can. There’s no rule saying you can’t have more than one. In fact, lots of people use a second account to keep on top of bills, separate spending, or just get a fresh start. Suits Me works perfectly as a main or second account when you select the right account type.
How long does a bank blacklist last in the UK?
If you’ve ended up on a blacklist, like with CIFAS or a credit reference agency, the record can remain for up to 6 years. Suits Me can still give you a a second chance account, subject to AML regulatory requirements,