If you’ve ever struggled to open a bank account or wanted something simpler and more flexible than the high street, a Suits Me account might be exactly what you’re looking for – a modern alternative to a UK bank account that works around you.
Suits Me is an award-winning personal banking account provider that gives you the full suite of everyday banking services and features, without the barriers. You get a contactless Mastercard® debit card, online and mobile banking (through our mobile app), and cashback at your favourite shops. It’s quick to open, easy to manage, and designed for everyone.
Who Can Open a Suits Me Account?
Suits Me was created with one big idea: managing money should be easy for everyone, no matter what their personal situation is.
That means it’s built for people who often find themselves excluded by traditional banks, such as:
- Newcomers to the UK who need an account to get paid – like international students, migrants, asylum seekers, refugees – and really, anyone else.
- People who lack adequate photo ID or the standard documents used to prove their address.
- People with poor or no credit history who’ve been turned down by high street banks.
- Agency and temporary workers who need a simple, fast way to receive wages.
- Anyone who prefers digital, easy money management without unnecessary red tape.
In short, Suits Me is for anyone who wants an account that works around their life, not the other way round.
Our Awards & Recognition
We’re proud of the work we do, but don’t just take our word for it. Over the years, we’ve been recognised for it across the industry, including:
- British Bank Awards – Best Current Account Provider Finalist (2022 & 2024), Best Newcomer Highly Commended (2020).
- SME Business Elite Awards – Most Innovative Banking Service Winner (2023).
- Best Business Awards – Best Customer Focus Winner (2021).
- Supplier Awards (Tiara Talent Tech Stars) – Best Talent Tech Company to Work For, Highly Commended (2020), Best Banking and Financial Services Provider Winner (2019).
These awards reflect what drives us every day: making money management simpler, smarter, and more accessible for everyone.
How Many People Use Suits Me?
Today, more than 500,000 people in the UK have a Suits Me debit card. Ten years on, we continue to expand as one of the UK’s most popular personal banking accounts, trusted by hundreds of thousands for simple, reliable everyday banking.
Types of Suits Me Accounts You Can Open
Not everyone’s needs are the same, so Suits Me keeps things flexible with three account types:
- Essential: a pay-as-you-go account, great for occasional use.
- Premium: £4.97 per month, ideal for everyday spending with cashback perks.
- Premium Plus: £9.97 per month, value-packed account. Premium Plus has lower priced fee structure so if you use your account a lot, you will save on fees compared to the other accounts.
Whichever account you choose, you’ll get:
- A contactless debit Mastercard®.
- Your own sort code and account number.
- Direct debits, standing orders and payments.
- Cashback at your favourite shops like Argos, Asda and Sainsbury’s.
- Secure mobile and online banking with instant notifications.
- Multilingual UK-based customer support, so help is always on hand.
And the best part? Opening an account takes a few minutes – no credit checks required. Plus, most customers receive their debit cards the next day.
Why Choose a Suits Me Account?
For someone new to the UK, opening an account in minutes makes settling in that much smoother. Suits Me gives you the tools to spend, save and get paid – along with peace of mind.
Your money and details are always safe. Funds are safeguarded in secure accounts, and you can manage everything right from your phone.
For many, Suits Me is more than an account – it’s confidence, convenience, and the freedom to get on with life.
Banking doesn’t have to be complicated. With award-winning service, thousands of happy customers, and an ethos built on inclusion, Suits Me is a modern alternative to a high street bank that works around you.
Ready to open your own Suits Me account? Apply online in minutes, with none of the usual banking hurdles. Join over 380,000 people across the UK already managing their money the easy way.
FAQs
Is Suits Me a bank?
Not exactly. Suits Me is an e-money account provider, not a traditional bank. You’ll still get your own sort code, account number, mobile banking app and a contactless Mastercard® debit card – without the credit checks or red tape. Find out how secure a Suits Me account is.
Who can open a Suits Me account?
Almost everyone. Suits Me is designed for people who struggle to open an account with high street banks, like newcomers to the UK, agency workers, or those with poor credit history. You only need basic ID to get started, and approval usually takes a few minutes when you open a Suits Me account online.
What is the best alternative to traditional banks in the UK?
For many people, Suits Me is one of the best alternatives. It’s fast to open an account, inclusive for everyone, and comes with extra perks like cashback at major retailers. Plus, with friendly, multilingual customer support, Suits Me makes managing money simple and stress-free – without the hassle of high street banks’ paperwork.
How does a Suits Me account work?
Once you’ve opened your account, you’ll get a contactless debit card and full access to mobile and online banking. You can set up direct debits, make payments, get instant spend notifications, and earn cashback when you shop.

