Looking for a cashback bank account?
Suits Me’s online banking accounts offer unlimited instant cashback.
With our easy-to-open accounts, you get cashback at partner retailers, with no hidden catches, simply by shopping with your Suits Me debit card.
We give you everything you’d expect from a banking account, and we help you save money every week.
✅ Unlimited instant cashback on everyday shopping*
✅ Discounts with top UK brands
✅ No minimum deposits required
✅ Apply online in just a few minutes
*subject to retailer T&Cs
Suits Me’s online banking accounts offer unlimited instant cashback.
With our easy-to-open accounts, you get cashback at partner retailers, with no hidden catches, simply by shopping with your Suits Me debit card.
We give you everything you’d expect from a banking account, and we help you save money every week.
✅ Unlimited instant cashback on everyday shopping*
✅ Discounts with top UK brands
✅ No minimum deposits required
✅ Apply online in just a few minutes
*subject to retailer T&Cs
Open your accountWhat is a cashback current account?
A cashback current account is a personal banking account that gives you money back when you spend at selected retailers.
When you open an online account with Suits Me, every time you shop with our range of partners using your debit card, you earn cashback!
But here’s what makes us different – you don’t have to wait to get the cashback you’ve earned because we offer instant cashback*, paid straight into your Suits Me account.
There’s no complicated applications, no waiting around for the money you’ve earned and no restrictions. Cashback is available on all our accounts, as standard.
*subject to retailer T&Cs
Secondary accounts with instant cashback!
Our online accounts are ideal as a secondary account to collect cashback rewards on the things that make life better.
When you open your secondary account with Suits Me, you’ll start earning cashback straight away, every time you spend. From household essentials and food shopping to fashion and lifestyle, your money will go further. And it can all be managed in the Suits Me app.
So, if you need a separate pot for your side money, with cashback on your spending, our accounts work for you.
Save money every day with Suits Me
When you open a Suits Me account, you’ll get money back every time you shop with our retail partners and pay with your Suits Me debit card.
This includes some of the UK’s most popular supermarkets, fashion and lifestyle brands, saving you money on your everyday essentials.
Cashback is unlimited – and it’s available on all our account types.
Supermarkets & home essentials
Online & Instore
Online & Instore
Online & Instore
Online & Instore
Online & Instore
Online
Instore
Fashion & lifestyle
Online & Instore
Online & Instore
Instore
Online
Online & Instore
Online
Online & Instore
Online
Online & Instore
Online
Online
Online
Food & drink
Online & Instore
Online
Online
Health, fitness & wellbeing
Online
Online
Online
Online
Online
Online
Online
Services & everyday living
Online
Online
Online
Online
Online
Online
Online & App
Online
Online
Online
Experiences & activities
Online
Online
Online & Instore
Online
Online & Instore
Online
Why choose a Suits Me® cashback current account?
Suits Me® cashback current accounts are for everyone. You can apply online in minutes and manage your money easily, with the Suits Me app and online account.
Most banks limit cashback to special offers or require minimum deposits. Suits Me® is different:
- No restrictions: cashback is available on all our accounts.
- Instant payment: no waiting around for the cashback you’ve earned.
- Always expanding: new cashback partners added regularly.
- Real savings: you can earn enough cashback to cover your account fees.
- Inclusive accounts: you can still apply, even if you have bad credit, CIFAS markers, no ID, or are new to the UK.
Earn cashback on your weekly shopping
Shop with your Suits Me debit card and save over £17 per month – that’s over £200 per year*!
With the average household spending £88 each week on food, clothes and shoes, cashback can soon add up. We pay instant cashback for lots of other items too, such as gifts, home DIY and electronics.
* The Office of National Statistics states that the average household spends £70.50 each week on food and £17.50 on clothes and shoes. Using your Suits Me card to pay for your food, clothes and shoes from our retail partners, could save you over £17 per month.

More ways to save money with Suits Me
When you open a Suits Me account, not only can you earn unlimited cashback on selected purchases, you can save money in other ways too!

Discounts with top brands
Save money with fantastic discounts at thousands of brands. The best discounts and offers on holidays, days out, food, drink and more!
Priceless experiences
Enjoy exclusive offers in the cities you live and travel. Mastercard’s priceless.com offers all kinds of experiences, from sports and entertainment to dining and culture.
Open your cashback account today
Join the thousands of other customers using their Suits Me card to earn instant cashback.
Apply for your account today and get your Mastercard® debit card in 3-5 working days!

FAQs
What is a cashback bank account?
A cashback account rewards you with a percentage of cashback when you spend money.
At Suits Me, we’ve partnered with a range of retailers to get you cashback when you shop.
How does a cashback bank account work?
When you make qualifying transactions with partner retailers, a portion of the amount spent is returned to your account as cashback. The rate and terms usually depend on the retailer.
What are the benefits of a cashback bank account?
The main benefit is earning money back on your everyday spending.
How do I earn cashback with Suits Me?
It’s simple. When you open a Suits Me account and use your debit card at any of our partner retailers, your cashback is tracked and rewarded automatically into your account.
No forms, no codes, no waiting.
Is there a limit on how much cashback I can earn?
Cashback with Suits Me is unlimited. The more you spend, the more you earn.
How is cashback paid?
With Suits Me, cashback is usually credited directly to your account, straightaway. There may be exceptions with some retail partners (see retailer T&Cs).
Who can open a cashback current account?
Most people over 18 with a regular income and a UK residential address can apply.
With some banks, eligibility may depend on your credit history or income. Suits Me accounts are inclusive – you can apply whatever your situation.
What types of spending earn cashback?
Common eligible payments include supermarket shopping, fashion and lifestyle, and other purchases from selected retailers and partners.
Are there any drawbacks to using a cashback debit card?
With Suits Me®, there aren’t really drawbacks. Unlike some accounts that set limits or require minimum deposits, our cashback current accounts give you unlimited cashback at partner retailers. The only thing to keep in mind is that cashback is tied to spending at participating partners, but because we cover supermarkets, fashion, restaurants and more, most people find they earn rewards just from their normal shopping.
What bank has the best cashback?
While many banks only offer cashback on selected accounts or restrict how much you can earn, Suits Me® does things differently. With our cashback debit card, you get instant, unlimited cashback across all account types. There’s no need to meet spending targets or jump through hoops – every customer enjoys the same rewards.
Is cashback a good idea?
Yes. Cashback turns your everyday shopping into real savings. Instead of spending without benefit, a cashback current account helps reduce your weekly costs. Many of our customers save enough in cashback to cover their monthly account fee, making it not just a good idea but a practical way to manage money more effectively.
Does cashback mean free money?
It’s not free in the sense of a giveaway, but it is money back on purchases you were already making. When you use your Suits Me® debit card at our partner retailers, part of what you spend is returned to you as cashback. That’s money you wouldn’t normally get back, so in practice, it feels like free extra cash each week.


