Looking for a Current Account?

Join thousands of people who wanted something better than a current account.

An account with no minimum deposits, no credit checks and premium rewards as standard.

Open your account in just 3 minutes.

Open your account
bank account for bad credit
bank account for bad credit

Join thousands of people who wanted something better than a current account.

An account with no minimum deposits, no credit checks and premium rewards as standard.

Open your account in just 3 minutes.

Open your account

We are different to a bank

We don’t ask for 3 months verified proof of address, we don’t conduct credit checks, we don’t ask for minimum deposits to unlock rewards.

We don’t offer overdrafts and add unauthorized fees, we don’t charge to close your account and we don’t upsell products. We don’t use AI chat boxes as our customer service.

Apply now
different to a bank account

Suits Me are an alternative to a current account.

We make it really easy to apply and reward our customers as standard. Our Accounts are designed to suit you. It’s all in the name. Easy to apply, easy to use and so many extra’s at no additional monthly cost.

Some of our customers simply want a separate account to enjoy all the benefits we bring to them, including cashback and top brand discounts.

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No Photo ID?

We also help those who don’t have Photo ID or have a bad credit history.

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No bank ID available

Instant access to a UK account.

Open an account in 3 minutes, with no credit checks or 3 months proof of address, 90% of applicants are accepted.

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Payments and Transfers

Receive and send money in the UK and abroad easily. There are lots of ways to add funds to your card and access your money. Have your wages or benefits sent directly to your account, send a faster payment or cash top up at Any PayPoint store.

You can use your card online, in-store, at any ATM machine globally. Pay Direct Debits and Standing Orders from your account.

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Contactless Debit Card

Choose your Suits Me Account type and we will send you a free debit card in first class post. Many of our customers receive this the next day. Your contactless card allows you to use it anywhere you go.

Just search for the contactless symbol.

Contactless symbol

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Suits Me contactless debit card

Easy to use Mobile App

Our Mobile App allows you to manage your finances on the go. Instant notifications on spending and deposits to your account.

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Easy to use Mobile App

Cashback as standard

Save money when you use your Suits Me® card in our partner retail stores or when you shop online. You’ll get cashback back in to your Suits Me® account.

Some of our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.

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Unlimited cashback

Get discounts with top brands

Access our exclusive customer discounts with top brand when you have an account with Suits Me. We have different partners every week for you to enjoy great money off deals.

Some of our discount partners include, Just Eat, Lebara, FastPass, Lotto Social, Fiit and many more.

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Choose the right account for You

Suits Me Card Essential

Essential

Pay as you go /month
  • Essential is our Pay As You Go account. An instant account to give you flexibility and control . Whenever you need a separate account to use now and again rather than a main account choose Essential.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – £1.25

  • ATM withdrawals (UK) – £1.50

    Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value

  • Cash top-up – £2.30 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium

Premium
Best for intermediate use
£4.97 /month
  • Our everyday account and is packed with extras. This account will let you do everything you need to manage your money while giving you cashback and discounts. Customers who need a basic card functioning as a main account for wages and benefits choose Premium.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM withdrawals (UK) – £1.25

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £1.29 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus account is loaded with value., plus you receive our VIP queue jump service. This account is a favourite with its all inclusive package. This account is great for those who want a fully functioning account replacement.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • VIP queue jump for Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM Withdrawals (UK) – 4x FREE

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £0.80 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

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Loved and trusted by over 130,000 customers

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Apply for an account now with no credit checks!