The smart alternative to Pockit
No proof of address or photo ID needed*. Bad credit not a problem. No minimum deposits. Accounts opened in 3 minutes. This is banking you can trust.
The Pockit alternative
Trusted by 400k customers
An easy application process with no minimum deposits and just the ID you have – Suits Me has you covered.
Banking for everyone
Bad credit, CIFAS markers, new to the UK, no photo ID or proof of address – we can help
No minimum deposits
We don’t ask for minimum deposits or minimum balances on your Suits Me account
No unexpected fees
We keep things simple: 3 great Suits Me accounts, generous limits and transparent fees
Multilingual customer care
Our award-winning UK-based team speak over 15 languages – by chat, email, phone or video call
Instant cashback
Cashback on top brands with ALL accounts – unlimited and credited to your account instantly
Instant cashback
save money simply by using your Suits Me card
Get instant unlimited cashback into your Suits Me account, no matter which of our plans you choose. Shop in with our retail partners, such as Argos, Asda, B&Q, Footlocker, IKEA, New Look, Sainsbury’s and more.
Online banking
that’s simple & rewarding
Easy to use banking app
Instant everyday cashback
Free contactless debit card
100s of discount partners
Join over 400k
people using Suits Me
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Suits Me’s service is incredible, both by email and phone are excellent, thank you for the support and great help!
Jane, Suits Me customer
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A really great experience with Suits Me, super friendly and helpful. Also pointed out some features I hadn’t even noticed before. Really appreciated the extra effort.
Tom, Suits Me customer
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Brilliant service, customer service done very professionally. Polite and patient. I would recommend using – brilliant reward schemes as well.
Ciaran, Suits Me customer
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An outstanding experience while opening my account. Incredibly helpful, guiding me through every step with patience and expertise. Smooth and stress-free process.
Damian, Suits Me customer
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Caring, friendly and patient customer care. I got a call from Jarryd. He was friendly, well-spoken and extremely patient with me and the questions I asked. Thank you!
Debbie, Suits Me customer
Our accounts
are designed to suit you
Premium Plus
Best for main account
£9.97/ month
Our inclusive card loaded with value, plus our VIP service. A great alternative to a high street bank account.
Premium
Best for basic use
£4.97/ month
Our everyday card, ideal for a basic main account, with benefits and extras to manage your money.
Essential
Best for occasional use
Pay as you go
Our pay-as-you-go card that gives flexibility when you need a separate account – with benefits.
It’s easy
to open your account
Choose an account
Enter your details
Download our app
Why choose us
Account feature |
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Pockit |
| Open online in just 3 minutes |  |
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| Instant cashback on all accounts | |
x |
| No photo ID required* | |
x |
| Multilingual UK customer service | |
x |
| Top brand discounts on all accounts | |
x |
| Free contactless card & free postage | |
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| No credit checks on prepaid card | |
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| No verified address needed* | |
x |
| International ATM withdrawals | |
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FAQs
How do Suits Me and Pockit compare?
Both offer prepaid accounts without credit checks, but with key differences: Suits Me provides instant unlimited cashback on ALL accounts (including pay-as-you-go), while Pockit only offers monthly cashback on premium accounts. Suits Me also has multilingual phone, chat, email and video support, while Pockit doesn’t offer real-time phone or chat support.
What makes Suits Me’s cashback different?
Suits Me offers instant unlimited cashback at major retailers like Argos, Asda, B&Q, and Sainsbury’s on every account type – even our free Essential account. Pockit only provides cashback on their paid premium accounts and credits it monthly rather than instantly. This means you save money immediately with every purchase on Suits Me.
Can I open an account without photo ID or proof of address?
Yes, Suits Me allows account opening without verified photo ID or proof of address (subject to AML requirements), making it ideal for people new to the UK or without traditional documents. Pockit requires photo ID or standard ID verification. Both services complete applications in about 3 minutes online.
What customer support is available?
Suits Me offers UK-based support in over 15 languages through phone, video call, chat, and email – crucial when you need immediate help. Pockit doesn’t provide real-time phone or chat support.
What account options and fees are there?
Suits Me offers three transparent options: Essential (pay-as-you-go), Premium (£4.97/month), and Premium Plus (£9.97/month). All include instant cashback and a free contactless Mastercard. Neither Suits Me nor Pockit require minimum deposits or balances.
Who is Suits Me best suited for?
Suits Me is ideal for anyone who values instant cashback on all purchases, needs multilingual customer support, lacks traditional ID documents, or has bad credit/CIFAS markers. It’s particularly beneficial for people new to the UK, those who want phone support, or anyone looking for a more inclusive banking alternative with better rewards than Pockit’s basic offering.