Looking for a Prepaid Card?

Suits Me offers something better.

A prepaid card that gives cashback on purchases and the flexibility with banking-like features.

Open your account in just 3 minutes with no credit checks.

Open your account today
Suits me cards and app
Suits me cards and app

Suits Me offers something better.

A prepaid card that gives cashback on purchases and the flexibility with banking-like features.

Open your account in just 3 minutes with no credit checks.

Open your account today

We offer more than standard prepaid cards

To send you a free prepaid card, we don’t ask for 3 months proof of address, we don’t conduct credit checks, we don’t ask for minimum deposits to unlock rewards or top brand discounts.

We make it really easy to apply and reward our customers as standard. Our accounts are designed to suit you. It’s all in the name. Easy to apply, easy to use and so many extras at no additional monthly cost.

Open your account today
different to a bank account

Join the thousands of people changing their lives

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Nesha’s story

Eddie’s story

Peter’s story

Awards

British Bank AwardsBest Current Account Provider 2022 Finalist

British Bank Awards
Best Current Account Provider 2022 Finalist

SME News Most Innovative Banking Service 2023

SME News
Most Innovative Banking Service 2023

British Bank AwardsBest Newcomer 2020 Highly Commended

British Bank Awards
Best Newcomer 2020 Highly Commended

Tap in style with one of our vibrant cards

Choose your Suits Me account type and we will send you a free prepaid card via first class post. Many of our customers receive this the next day.

Apply now
Suits Me are an alternative to a bank

Your money, your way

There are lots of ways to add funds to your card and access your money. Have your wages or benefits sent directly to your account, send a Faster Payment or cash top up at any PayPoint store.

You can use your card online, in-store, at any ATM machine globally.

Apply now
Easy payments and transfers

Go contactless with your Prepaid Card

With our prepaid cards, there’s no need to enter your PIN.

Simply tap your card on the card reader for transactions up to £100 and wait for the transaction to be approved. That way, there’s no need to carry cash.

Apply now
Suits Me contactless debit card

Freeze and unfreeze, wherever, whenever

Lost your prepaid card but think you may be able to find it?

Keep your account and money safe by freezing your card in the app or via your online account. Found it? Great! Unfreeze your card by logging back into the app or your online account.

Apply now
Freeze and unfreeze your account

Cashback with your purchases

Save money when you use your Suits Me card in our partner retail stores or when you shop online.

You’ll get cashback back in to your Suits Me® account.
Our cashback partners include Argos, Asda, B&Q, Goldsmiths, Halfords, Footlocker, New Look, Sainsbury’s and more.

Apply now
Cashback on purchases

Discounts with top brands

Access our exclusive customer discounts with top brands when you have an account with Suits Me.

We have different partners every week for you to enjoy great money off deals. Our discount partners include Just Eat, Lebara, FastPass, Lotto Social, Fiit and many more.

Apply now
Get discounts with top brands

Choose the right account for You

Suits Me Card Essential

Essential

Pay as you go /month
  • Essential Account the pay as you go account best suited for those who need a simple online money account without credit checks, this account would be perfect to use as a secondary account.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – £1.25

  • ATM withdrawals (UK) – £1.50

    Europe: £1.50 plus 2% of the transaction value. International: £2.50 plus 2% of the transaction value

  • Cash top-up – £2.30 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium

Premium
Best for intermediate use
£4.97 /month
  • Our Premium Account is great if you would like a separate account for your funds with a limited number of transaction requirements but require direct debits to be set up.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM withdrawals (UK) – £1.25

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £1.29 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

Suits Me Card Premium Plus

Premium Plus
Best for main account
£9.97 /month
  • Our Premium Plus Account is perfect to use as your primary account for accessing wages or funds and making electronic transactions. You can set up regular Standing Orders and Direct Debits to stay in control of your money.

  • Contactless Debit Card – FREE

    Delivered by first class post normally within 2 working days

  • VIP queue jump for Multilingual Customer Support – FREE

  • Suits Me to Suits Me payments – FREE

  • Electronic payments in – FREE

  • ATM Withdrawals (UK) – 4x FREE

    Europe: £1.25 plus 2.35% of the transaction value. International: £2.50 plus 2.57% of the transaction value

  • Cash top-up – £0.80 + 2.6%

    At any UK PayPoint

  • Mobile App – FREE

  • Online Money Account – FREE

  • Cashback – FREE

For a list of all of Suits Me’s fees please see our Terms and Conditions

View Terms & Conditions

How to open your account

Hit the button

1. Hit the button

Fill out the form

2. Fill out the form

Download the App

3. Download the App

Suits Me customer

“I’ve had problems with credit and was refused by banks for even a basic account which left me with no way of receiving wages. Suits me offered a solution and my account is now open. Very easy to apply and card was shipped within 24 hours of first applying. Went with the higher tier account for apps £10/month as I think its the best value if you’re going to use it regularly. Great alternative to a high street bank.”
Suits Me customer

“Terrible credit and bankrupt couldn’t get an account anywhere! Accepted quickly and even though I made a mistake on application, Suits Me dealt with it in good time and I’m now an account holder again! Bad credit etc try Suits Me!!”
Suits Me customer

“I’m very happy to have found Suits Me while searching for a bank account that offers accounts to people like me with no credit history as I’ve just returned back to the UK after years and had no credit history, all other banks require some history and it’s very difficult for people newly moved into the country.”

Dont just take our word for it!

Suits Me is a great alternative for those with a damaged credit score. Just look at the thousands of happy account holders on Trustpilot.

Loved and trusted by over 250,000 customers

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Open your account today

Apply for a personal account today and get your Mastercard® debit card in 3-5 working days – with no credit checks!