Bank account numbers are an integral part of banking and are issued to you when you open a new account. However, bank account numbers do much more than just provide you with a number to use! Check out our comprehensive guide to bank account numbers below and learn what they do and how they do it!
What Is a Bank Account Number?
A bank account number is a number that is issued to you when you open an account and it works to identify you to the bank so that money can be moved in and out with ease. Every time you open a bank account you are issued with a specific number for that account so that you can have a current account, savings account and many other accounts that are all personal to you and the bank you choose.
How Does a Bank Account Number Work?
A bank account number is made up of eight digits and is specific to your account. Bank account numbers are not typically usable on their own, and you will need to use your sort-code with it for it to become identifiable, ensuring that your account is kept as secure as possible.
Does My Bank Account Number Stay With Me Forever?
No, the account you open will be given a specific account number and if you decide to change banks or close your account, then your new account will have a brand new account number. The numbers issued are specific to the bank you are with and cannot be carried over to a new account, different bank, building society or alternative banking solution.
Should I Share My Bank Account Number?
There are some times that it is appropriate to share your bank account number and this is generally when you are organising a payment to a specific person or company or when you are organising receiving a payment from an individual, employer or business. You should never give your account number out without being certain that the person you are speaking to is genuine.
If you are ever wary that the person you are speaking to maybe scamming you, then the best advice is to hang up the phone and call the company or person that you need to speak to in order to avoid being scammed.
I Have Forgotten My Account Number, Where Can I Find It?
If you need to access your account number and have not memorised it, then you will be able to find it on your online banking account, your bank statements and possibly on your bank card. You can also contact your bank on the phone and ask for a reminder to be sent if you do not have access to online banking.
Read our debit card features and functions guide to find where you can find your account number on a Suits Me® debit card.