Guides & How To's

Forgot Debit Card? What To Do and How To Access Your Money  

There are some options available to get cash if you leave your Debit Card at home!

Suits Me App with three cards, explaining how to withdraw cash without card

We’ve all been there. You’re at the checkout, ready to pay and realise you’ve forgotten your debit card. It’s easy to panic, especially if you need cash or plan to pay for something important.   

But don’t worry – even without your card, there are ways you can access your money. While banks may offer a “cardless cash” service at ATMs, Suits Me doesn’t, so let’s talk about what you do instead.  

Can I Still Get Cash Without My Debit Card  

The short answer is no, not directly from an ATM if you’re with Suits Me. Some high street banks like NatWest or Barclays offer a cardless ATM service to get cash. But that doesn’t mean you’re stuck. There are a few simple, stress-free ways to manage without your physical card. If your card is lost, stolen or damaged, you can freeze it instantly straight from your mobile app.  

Need actual cash in hand but forgot your card? You can always do a quick bank transfer to a friend or family member, then they can withdraw the money and pass it to you. It’s instant (or close to it) if you’re both with Suits Me and there are free transfers between Suits Me accounts. Understand your cash withdrawal limits if you have an account with Suits Me.  

Cashback (If You’re Lucky)  

Some shops offer cashback at the till when you buy something using your card or mobile wallet. If you’re paying with your phone and they allow it, you might be able to ask for a small amount of cash back (usually £10-£50). But a heads up – not all shops do this, and it’s becoming less common, so it’s worth asking before relying on it.  

Using Your App to Move Money  

If you have another bank account or a different debit account, you can use the Suits Me mobile app to transfer money over and access it from there. It only takes a few taps, and you can keep moving while staying on top of your finances.

What Makes Suits Me Handy In These Moments  

Even if you’ve left your debit card at home, you can use your Suits Me account to:  

  • Instantly transfer friends or family members with Suits Me.  
  • Make contactless mobile payments with a simple tap.  
  • Easily manage your account from your phone.  

You can easily open a Suits Me account within minutes with no credit checks. It’s designed to keep things simple, even when life gets a bit chaotic.  

Don’t Want This To Happen Again? Here Are A Few Easy Tips  

  • Keep a little emergency cash at home or in another account  
  • Make sure your app login is saved or memorised  

Want to make your money work for you with or without your card? Forgetting your debit card doesn’t have to ruin your day. With mobile payments and instant transfers, you can still get what you need without queuing at the bank or stressing out. Suits Me is built for busy lives, so even when your card’s sitting at home, your money stays in your pocket (or your phone!)  

FAQs

It’s easy to open a
Suits Me® account

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Just 10 Mins and a selfie to open your account

All we need is your completed application and your ID to get you up and running

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3 Ways to manage your finances

A free contactless Mastercard® debit card and access to an online account and mobile app.