Guides & How To's

What do I Need to Consider when Opening a Personal Bank Account?

While most people agree that having a personal bank account, also known as a current account, is essential, we all may have our own ideas about what constitutes a suitable bank account. That’s…

Notepad with "things to consider" wrote on it next to a blue pen

While most people agree that having a personal bank account, also known as a current account, is essential, we all may have our own ideas about what constitutes a suitable bank account.

That’s because everyone has different needs when it comes to their personal account and what may be a deal-breaker for one potential customer, maybe something that another may not even consider. So, before you sign up for any bank account, there are a number of different areas you need to assess first.

Considerations of Opening a Personal Bank Account

While most people agree that having a personal bank account, also known as a current account, is essential, we all may have our own ideas about what constitutes a suitable bank account.

That’s because everyone has different needs when it comes to their personal account and what may be a deal breaker for one potential customer, may be something that another may not even consider.

So before you sign up to any bank account, there are a number of different areas you to need to assess first.

Applying for a Suits Me Account

Applying for a Suits Me account is quick and easy using the online application form. The application process takes minutes to complete and we don’t perform any National Insurance Number checks or Credit Checks. Once you have complete the application, providing all details are correct and you have passed our security checks (using a form of ID; passport, driving license or national ID card), your account will be open within 15 minutes.

Once your account is open, you will gain instant access to your online banking account to be able to start managing your money. Your free contactless Mastercard® debit card will arrive in the post within 3-5 working days.

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3 Ways to manage your finances

A free contactless Mastercard® debit card and access to online and mobile banking