Guides & How To's

How to Apply for a Debit Card

Discover how to apply for a debit card with our 5 Step guide.

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Current Accounts with Suits Me

Applying for a debit card can be a daunting task.  If you are looking for modern and hassle-free banking, then Suits Me is the solution for you.  As a great alternative to the high-street bank, you can open an account in just a few minutes, with an instant sort code and account number.

What is a Prepaid Mastercard® Debit Card?

Suits Me’s Prepaid Mastercard® Debit Cards work the same as a high-street bank’s Debit Card, except we do not offer credit (for example, an arranged overdraft), which means there is no need for credit checks!  To find out more, read our blog Debit Cards: Everything You Need To Know.

What Are the Different Account Types?

Suits Me offer two types of prepaid current accounts: Premium and Premium Plus.  If you are looking for your main account, we recommend the Premium Plus account.  If you are looking for a secondary account, we recommend the Premium account. 

Premium
Current Account
Premium Plus
Current Account
Monthly Fee
£4.97

£9.97
Online Banking
✔️

✔️
Mobile Banking App
✔️

✔️
Contactless Mastercard® Debit Card
✔️

✔️
Cashback Rewards
✔️

✔️
Access to Multilingual Care Team
✔️

✔️
Free Suits Me Bank Transfers
✔️

✔️
ATM Withdrawals
£1.25

4x Free a Month
Cash Top-Up
£0.99 + 2.6%

£0.50 + 2.6%

Whichever account you chose, we have some great features available for you including our fantastic cashback rewards!

How to Apply for a Debit Card with Suits Me

You must be 18 years or above to apply for a current account and Mastercard® debit card with Suits Me.  When applying, you will need your ID and a UK address to send your Suits Me card to.

Proof of ID

There are three types of ID that Suits Me accept when opening an account:

  • Passport
  • Driving License
  • National ID Card

We only require one form of ID and this will be used to verify your identity when opening an account.

UK Address

When you open a current account with Suits Me, your Mastercard® Debit Card will be sent to you in the post.  This needs to be sent to a UK address so if you are migrating to the UK, make sure you know where you will be staying.

How to Apply for a Debit Card with No Proof of Address

Whilst we do require an address to send your debit card to, Suits Me does not require any proof of address.  This means you can apply for a debit card before you move to the UK, or if you do not have your name on any bills, etc.

How to Apply for a Debit Card with Poor Credit History

It can be hard to get a debit card with a poor credit history, especially with high street banks, but it is not impossible.  At Suits Me, we are passionate about financial inclusion and believe everyone should have access to a banking solution.  You can apply for a current account and Mastercard® debit card with Suits Me with no credit checks in just a few minutes!

5 Steps to Get a Debit Card with Suits Me

Once you have found your ID, your address, and are ready to apply for your current account with Suits Me, you can follow this simple step-by-step guide:

    ➜ Step 1: Head to the Suits Me Apply Page

    ➜ Step 2: Fill in Your Details

    ➜ Step 3: Complete the ID Check

    ➜ Step 4: Submit Your Application

    ➜ Step 5: Enjoy your Suits Me account!

🌟 Did you know we accept over 99.8% of applicants with a UK address? 

Receiving and Activating Your Debit Card

Once you have opened your account with Suits Me, your prepaid Mastercard® debit card will arrive at your UK address in 3-5 working days. We have put together a hand guide to help you activate your prepaid debit card when it arrives.  Once your card is activated, you can use it to withdraw cash, pay online, and pay in-store with contactless payments and mobile payment apps.

You can start using your account before your card arrives, in fact, you can start using it the moment you open your account! You will have your sort code and account number instantly which can be used to set up direct debitsstanding orders, and to make payment transfers.  You will also be able to set up your online banking and mobile banking so you’re ready to go straight away!

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