Debt Management and Your Credit Score Archives

Credit Rating Scale with Poor, Uncertain, Fair, Good and Excellent Ratings

Does my Credit Rating Affect my Ability to get a Debit Card?

If you listen to advertisements for banking products on the radio or TV, you’ll be aware of the sped up section at the end which informs you that said products will be…

3 years ago

Debt Management and Your Credit Score

What Bankruptcy can mean for your Future Banking Requirements

For those who find themselves struggling to keep up with debt repayments and other expenses, they face a number of options. If you have noticed adverts on the TV offering to wipe…

3 years ago

Debt Management and Your Credit Score

People with Poor Credit Ratings Find it More Difficult to Open Bank Accounts

It’s believed that over one million people in the UK still don’t have a bank account. For many of those without a bank account, however, a poor credit rating is the reason. Most of the current accounts which many banks and building societies offer come with a range of benefits, but also have strict terms and conditions attached to them.

3 years ago

Debt Management and Your Credit Score

What Kind of Bank Account can I get with Poor Credit History?

You may have been denied a bank account due to poor credit history, so what alternatives are available to you?

3 years ago

Debt Management and Your Credit Score

How Accurate are Credit Ratings?

How accurate are credit ratings and are they worth paying for?

3 years ago

Concerned woman looking at many bank cards feeling anxious and scared about choosing an IVA

Debt Management and Your Credit Score

Deciding Whether an IVA is Right for You

Are you considering an IVA? Our helpful guide might help you to make a decision!

3 years ago

Bad credit and good credit on sign post with blue skies

Debt Management and Your Credit Score

Can your Credit Record Stop you Getting a Current Account?

A poor credit record can stop millions applying for or switching current accounts, but thankfully there are options available!

3 years ago

Blue water colour style background with white text and image of girl looking confused about her credit score

Debt Management and Your Credit Score

Is Your Credit Score and Credit Report the Same Thing?

Discover the difference between your credit score and your credit report (Plus, some tips on how to improve your score).

3 years ago

Judge in front of County Court Selective focus on the back of the head of the judge. CCJ Concept

Debt Management and Your Credit Score

What are CCJs and How do They Affect Your Credit Rating?

CCJ’s are very serious and need to be dealt with immediately. Learn more about CCJ’s and what to do if you receive one.

3 years ago